Personal and Family Finance

You Are Receiving a Stimulus Check – Now What?

The Internal Revenue Service will begin sending stimulus checks soon. You probably already have determined if you will be receiving one and how much it will be. But have you figured out how you are going to spend it?

Free Online Personal Finance Lesson Plans & Resources for Educators

This list of resouces provides educators with some free curriculum, activities, and resources that meet national content standards for the classroom. This is not meant to be an all-inclusive list of resources and NDSU does not endorse any of the products.

Six Simple Steps to Jump-start Your Emergency Fund

Saving several months’ worth of living expenses for an emergency fund can be intimidating, especially when it feels like all of your available cash is already accounted for each month.Better Money Habits offers these six simple steps to help you get started building a reserve of cash — bringing with it greater financial security and peace of mind.

Don't Let Last-minute Holiday Spending Blow Your Budget

Last-minute purchases, such as gifts for those you forgot to add to your shopping list or stocking stuffers, can bust any carefully constructed budget. Or maybe you forgot to add gift wrap, holiday cards and other supplies to your budget this year.

Stuck in a Cycle of Spending

I started this blog with every intention of discussing real issues facing everyday families while incorporating research-based information. I have not been doing a very good job of this lately, not wanting to admit that I have my own faults when it comes to my own finances.