Personal and Family Finance
You Are Receiving a Stimulus Check – Now What?
The Internal Revenue Service will begin sending stimulus checks soon. You probably already have determined if you will be receiving one and how much it will be. But have you figured out how you are going to spend it?
Free Online Personal Finance Lesson Plans & Resources for Educators
This list of resouces provides educators with some free curriculum, activities, and resources that meet national content standards for the classroom. This is not meant to be an all-inclusive list of resources and NDSU does not endorse any of the products.
Six Simple Steps to Jump-start Your Emergency Fund
Saving several months’ worth of living expenses for an emergency fund can be intimidating, especially when it feels like all of your available cash is already accounted for each month.Better Money Habits offers these six simple steps to help you get started building a reserve of cash — bringing with it greater financial security and peace of mind.
Don't Let Last-minute Holiday Spending Blow Your Budget
Last-minute purchases, such as gifts for those you forgot to add to your shopping list or stocking stuffers, can bust any carefully constructed budget. Or maybe you forgot to add gift wrap, holiday cards and other supplies to your budget this year.
Stuck in a Cycle of Spending
I started this blog with every intention of discussing real issues facing everyday families while incorporating research-based information. I have not been doing a very good job of this lately, not wanting to admit that I have my own faults when it comes to my own finances.
6 Student Loan Tips for New Graduates
Student loan repayment information can be overwhelming or confusing to new graduates. The time to get everything in order is before your first payment comes due.
You Received Your Credit Score: Do You Know Which One?
Many agencies offer a free credit score. However, did you know that these scores might not be the scores a lender is using when you apply for new credit?
Getting Your Finances in Order: How to Make a Household Financial Binder
Organizing your finances and making a plan on where your money goes and should go is important. A household financial binder is one way you can do this.
10 Tips to Budget for the Holidays
Americans’ average holiday spending in 2016 was $795.97 per person, with about $590 being spent on gifts for family, friends and co-workers, according to the National Retail Federation.
Document Actions