NDSU Extension Service - Ramsey County

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You're Retiring Where?

You’re Retiring Where?

One of the most common times in life for people to move is when they retire. This is often spurred on by a desire to have a more comfortable retirement and to live a simpler life with fewer hassles and a lower cost of living. Another common time to move? About three to five years after moving the first time after retirement. In other words, retirees have problems choosing where to land. Following are a few factors for your consideration when trying to decide where to live during your retirement years. -Weather - After leaving in the snow zone for decades, skipping the extra work of shoveling snow or the risk of a slip and fall on ice sounds like a great idea so states such as Florida and Arizona are top relocation destinations for Midwest retirees. Weather though happens year round. If you have been to your hoped for destination only in the top tourist season, try to visit in the off-season as well. How is the weather then? - Medical care. You most likely prefer to have easy access to quality medical care, should it be needed. Be sure there are enough doctors and good hospitals in the area. Look into the amount of services for senior citizens. This might not concern you in early retirement, but it might become an issue later on. Getting from here to there – What methods of transportation are available in the area? Decide how important it is for you to be close to transportation options such as taxis, buses, interstate highways, a train station and an airport. Consider home prices and taxes. Make sure that you can afford the cost of living in the area where you want to retire and are able to live in a house, condo or apartment that you enjoy. Overall quality of life - This certainly includes crime rates but as a new retiree, you want to take advantage of cultural activities, outdoor parks and hiking and bike trails, educational opportunities and the quality of the newspapers. If you are considering a location popular with tourists, are sufficient conveniences, services and activities available in the off-season months? If you become one of the locals, how would you view the tourists?

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