NDSU Extension Service - Ramsey County


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Baby Boomer Retirement

Baby Boomer Retirement

          The largest population blip on US’s radar screen is heading into retirement. If you are one of the millions of baby boomers thinking about retirement, here are some tips to help ease your transition from employee to retiree.

          Will you work past retirement age?  Staying at your job a few more years will allow you to put away some more money. Even if your retirement accounts are overflowing, perhaps you enjoy your work and just aren’t ready to leave. Maybe your spouse or significant other isn’t ready for retirement yet and you want to retire at the same time.

          What are your plans for the rest of your life?  Baby boomers have been work-a-holics and goal orientated. What happens after retirement? . Retirement planning isn't just about meeting your financial needs.  Instead of a to-do list for work, create one for retirement of all the things you want to do and places you want to go.

          Volunteer part of your retirement time. The Baby Boomer generation has also been a sandwich generations – taking care of elderly parents and young children at the same time. Retirement can make a Baby Boomer feel un-needed by anyone.  Doing volunteer work can give back that feeling of being needed and provide you that meaningful purpose for retirement years.

          Take care of your health. Eat right and be active so you can remain healthy and enjoy retirement. Keep your brain active also. The intellectual stimulation your work provided you with will need to come from another source after retirement.

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