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Producing and using black soldier fly larvae in small poultry flocks

From eXtension Professional Development Sessions. Published on Mar 22, 2019.

The production of black soldier fly larvae for the inclusion in poultry feeds is becoming more popular, even in the United States. Dr. Anne Fanatico who is an Associate Professor at the Appalachian State University. Currently, Dr. Fanatico teaches agroecology, sustainable livestock, applied farming, and farm business management and assists in the development of the Goodnight Family Sustainable Development Teaching and Research Farm and Garden.

Photo by By InsectWorld  on Shutterstock.com
Location: https://uky.zoom.us/j/827246778 Session Start: 2019-03-22T14:00:00-04:00 Session Length: 60 minutes Recording: https://youtu.be/nHiFtUwzv10
at 2019-03-22T14:00:00-04:00

Living on the Financial Edge

From eXtension Professional Development Sessions. Published on Mar 22, 2019.

For the past five years, Americans have experienced a “perfect storm” of slow economic growth, wage and benefit losses, a sluggish housing market, and high unemployment rates. Tough economic times can result in individuals and families living on the financial edge. Topics covered in this 90-minute webinar include a description of the “financial edge” and how people get there by being pushed or pulled; the concept of living “paycheck to paycheck;” low U.S. savings rates; strategies to deal with unemployment; public health insurance; food assistance; energy assistance; telephone assistance; wage garnishment, foreclosure, credit counseling; individual development accounts (IDAs); disaster assistance; and frauds and scams.
Join the Military Families Learning Network as Dr. Barbara O'Neill presents this 90 minute webinar.

• To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf
• View the presentation slides here: http://create.extension.org/sites/default/files/LivingonFinancialEdge.pdf
• No registration is required.
• Selected research articles and online resources have been identified to enhance this web conference for participants. These readings are located: http://create.extension.org/sites/default/files/FinancialEdgeBackgrounder.pdf
• Join us on Twitter during the event to share even more resources. Use #MFLNPF
• Review a list of resources shared in this presentation here: http://www.slideshare.net/BarbaraONeill/online-resources-for-financial-education-financial-distress0113

Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-07-24T11:00:00-04:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=OJxuTWiIOa0
at 2013-07-24T11:00:00-04:00

Savings Strategies for Non-Savers

From eXtension Professional Development Sessions. Published on Mar 22, 2019.

This webinar will begin with a discussion of the importance of saving money, types of savings, reasons to save, and why people don’t save. It will also describe the process of financial goal-setting with SMART goals to determine how much periodic savings is needed to reach a financial objective such as saving $10,000 for a car. These topics will be introduced through a Savings Coat of Arms activity and webinar chat discussion. The remainder of the webinar will describe 15 specific ways to save money and 10 ways to reduce expenses to “find” money to save. The webinar will conclude with a discussion of online resources about saving money including motivational programs and online worksheets and calculators to determine savings accumulations over time and the savings required to reach personal financial goals.

Speaker

Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications.  She is a certified financial planner (CFPO), chartered retirement planning counselor (CRPCO), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring and Investing on a Shoestring, and co-author of  Investing For Your FutureMoney Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-02-04T11:00:00-05:00 Session Length: 90 minutes Recording: https://www.youtube.com/watch?v=1vS5lgwcYrQ
at 2014-02-04T11:00:00-05:00

What Young Adults Need to Know About Money

From eXtension Professional Development Sessions. Published on Mar 22, 2019.

Please note this webinar will be held in a different room: https://connect.extension.iastate.edu/milfam

You can also join us on:   http://www.ustream.tv/channel/milfamln 

Three panelists will address financial issues as they relate to 3 types of young adults: young working adults, college students, and young enlisted military service members.

This Panel Discussion will be presented as part of the Military Families Learning Network's Personal Finance Virtual Learning Event. 

Webinar participants are encouraged to submit their questions to the panelists by emailing them to fsawebinars@gmail.com or by Tweeting them using #MFLNPF.


How to Join This Webinar

  • To connect by computer to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found:http://create.extension.org/sites/default/files/DCODoDCertificateInstallation.pdf . 
  • For those who cannot connect to the Adobe site by computer, an alternative viewing of this webinar can be viewed via Ustream at http://www.ustream.tv/channel/milfamln 
  • To connect to the Adobe webinars using the iPhone, iPad, and Droid apps, search for DCO Connect in the respective stores. 
  • No registration is required. Just prior to the webinar, join by clicking on the link under the "location" heading below.

Speakers

William “Bill” Cheeks is President of ABBA Associates Inc., a Powder Springs, GA-based fiscal management consultant firm that provides counseling and conducts seminars nationwide to help consumers map a successful Life Plan. Bill is a consultant to the Jump$tart Coalition for Personal Financial Literacy and, in that capacity, serves as Regional Consultant, Eastern States, assisting and advising Jump$tart state coalitions in the region.

Dr. Joyce Serido is an Assistant Research Professor at the University of Arizona's Norton School of Family and Consumer Sciences/Take Charge America Institute and is the Principal Investigator for the Arizona Pathways to Success Transition to Adulthood initiative. 

Dr. Shelley MacDermid Wadsworth is a Professor and Director of the Center for Families and the Director of the Military Family Research Institute at Purdue University.

The Cover photo image  Campus Fall 2013 24_ by COD Newsroom for this webinar is licensed Creative Commons (CC BY 2.0)



Location: https://connect.extension.iastate.edu/milfam Session Start: 2014-06-05T13:30:00-04:00 Session Length: 90 minutes Recording: http://youtu.be/GeyKVTvckZU
at 2014-06-05T13:30:00-04:00

Using Twitter, Games and Videos in Personal Finance

From eXtension Professional Development Sessions. Published on Mar 22, 2019.

Unlike other MFLN Personal Finance webinars that discuss subject matter content (e.g., credit, investing, and life insurance), this webinar will describe three interactive technology-based outreach methods to deliver financial information to military families: Twitter, online games, and videos. Participants will learn how to use the social media tool Twitter, types of information to Tweet, how to engage with followers, and how to measure social media impact. Participants will then each tweet a message to other webinar participants via the chat box. The second topic to be discussed is PowerPoint games modeled after the popular television game shows Jeopardy! and Who Wants to be a Millionaire! Participants will then collectively create an interactive Military Money Millionaire Game by each contributing a multiple choice question with four possible answers. The game will be finished after the webinar and e-mailed to registered participants. The final webinar topic is instructional videos. The presenter will describe how to create animated videos with speaking avatar characters. Supporting event resources are available below.

Speaker

Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications.  She is a certified financial planner (CFPÒ), chartered retirement planning counselor (CRPCÒ), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring and Investing on a Shoestring, and co-author of  Investing For Your Future, Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-01-21T11:00:00-05:00 Session Length: 90 minutes Recording: https://www.youtube.com/watch?v=HYVapJwoJUY
at 2014-01-21T11:00:00-05:00

The Ins and Outs of Target Date Funds & the TSP Lifecycle Funds

From eXtension Professional Development Sessions. Published on Mar 22, 2019.

Dr. Barbara O'Neill and Kevin Laird will present this 90-minute webinar on behalf of the Military Families Learning Network's Personal Finance Concentration Area.

Target date funds are mutual funds with a date in their name (e.g., 2030) and portfolios that change automatically according to a pre-determined glide path. Also known as lifecycle funds because they “age” as their investors get older, they have increased in popularity in recent years. Rutgers University professor and Extension specialist, Dr. Barbara O’Neill, will discuss the basics of target date mutual funds, including how they work, their advantages and disadvantages, historical performance, risk factors, and use as a default investment option in employer retirement savings plans. Kevin Laird will discuss the composition and characteristics of the Thrift Savings Plan (TSP) Lifecycle (L) fund available to service members and federal government employees. Also included will be a discussion of the upcoming change of using the L fund as the default TSP investment option.

How to Join

*To connect to this webinar, it is strongly suggested that you use Google Chrome for both PC and Mac connections. If this is not an option, Internet Explorer may be used if connecting via PC. Safari and Firefox have not been successful in accessing this webinar platform.

  • Minimum Adobe Flash Player version 11.2
  • Login as a guest
  • Allow Adobe Flash Player to access your computer
  • Please allow time for the moderator to grant you access to the room
  • If you become stuck at the “connecting to the server” page, refresh your page

For those who cannot connect to the Adobe site, an alternative viewing of this webinar will be running on Ustream http://www.ustream.tv/channel/milfamln 

Speakers

Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications. She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring andInvesting on a Shoestring, and co-author of  Investing For Your Future,Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

Kevin Laird joined the staff of the Federal Retirement Thrift Investment Board in November 2007, and currently manages the TSP Training and Agency Liaison team. Kevin is a veteran of the United States Army. He holds a Master of Science degree in family financial planning from the University of Nebraska and a Master of Arts degree in education from Truman State University, and he has earned the Retirement Plans Associate (RPA) designation from the Wharton School of the University of Pennsylvania. He is also a Certified Financial Planner® and a member of the Financial Planning Association and the American Society of Pension Professionals and Actuaries.

The Cover image On Target by viZZZual.com for this webinar is licensed Creative Commons CC BY 2.0.
Location: https://conference.apps.mil/webconf/3a0561d3fb37d77db57b836e755a8d95 Session Start: 2015-05-26T11:00:00-04:00 Session Length: 90 minutes Recording: https://www.youtube.com/watch?v=5GpLxPicnsk&feature=youtu.be
at 2015-05-26T11:00:00-04:00

The Culture of Personal Finance

From eXtension Professional Development Sessions. Published on Mar 22, 2019.

Please note this webinar will be held in a different meeting room: https://connect.dco.dod.mil/milfamlearningnetwork

This webinar will focus on the environments that shape our financial perspectives and impact our financial success. 
Dr. Michael Gutter and Jerry Buchko will be presenting this webinar on behalf of Dr. Barbara O'Neill. This webinar is part of the Military Families Learning Network's Personal Finance Virtual Learning Event.  Thirty minutes will be reserved at the end of this presentation for questions and answers from webinar participants. 
Cultural sensitivity is as important a skill for financial practitioners as subject matter knowledge and technology skills. This webinar will present information about the impact of culture upon personal finance attitudes and practices. Culture, defined as collection of socially transmitted behaviors and beliefs, is a “lens” through which people view events and make decisions. The webinar will discuss personal finance education and counseling from a multicultural perspective and financial characteristics of specific ethnic groups and other demographic characteristics (e.g., gender and income). It will include opportunities for group discussion via web chat and three hands-on activities: “Financial Culture Coat of Arms,” “Bucket List,” and a values clarification activity.
 

How to Join This Webinar

  • To connect by computer to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found:http://create.extension.org/sites/default/files/DCODoDCertificateInstallation.pdf . 
  • For those who cannot connect to the Adobe site by computer, an alternative viewing of this webinar can be viewed via Ustream at http://www.ustream.tv/channel/milfamln 
  • To connect to the Adobe webinars using the iPhone, iPad, and Droid apps, search for DCO Connect in the respective stores. 
  • No registration is required. Just prior to the webinar, join by clicking on the link under the "location" heading below.

Speaker 

Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications.  She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring and Investing on a Shoestring, and co-author of  Investing For Your Future, Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

Dr. Michael Gutter is an Associate Professor, Interim FCS Program Leader, and Financial Management State Specialist for the Department of Family, Youth, and Community Sciences, in the Institute for Food and Agricultural at the University of Florida. His BS is in Family Financial Management and his PhD is in Family Resource Management from The Ohio State University with a specialization in Finance. Gutter has received several awards including the 1999 Texas Instruments Award for an Outstanding Paper, 2001 ACCI Dissertation Award, 2003 School of Human Ecology Excellence in Outreach Service Award, and the 2008 American Council on Consumer Interests Mid-Career Award.

Gutter oversees our Personal and Family Financial Planning Program, which is registered with the CFP® Board of Standards, Inc. to meet the education requirement.

The common theme that connects Gutter¹s Research, Teaching and Outreach is helping households achieve financial security. This has involved research examining how socioeconomic status, financial education, personal psychology, and financial socialization are related to financial behaviors. In the context of this model, Gutter currently explores how financial education is related to financial behaviors and whether or not it is effective as a treatment resulting in improved financial decision making. One focus is on the issue of financial socialization and learning more about the role social learning plays in predicting financial behaviors. Gutter and Garrison (2008) and Gutter, Copur, and Garrison (2010) as well as a recently completed MS Thesis (Garrison, 2010) have further contributed greater understanding to forces shaping financial behaviors by connecting social learning opportunities to financial dispositions and behaviors. This line of research has funding from Great Lakes Higher Education Guaranty Corporation, National Endowment for Financial Education, and the FINRA Investor Education Foundation. Gutter¹s outreach projects include Managing in Tough Times, Florida Saves, Get Checking, Military Family Learning, Network, and the Florida Master Money Mentor. His projects focus on enabling access to resources and services as well as improving people¹s knowledge and understanding about family resource management. These projects have had funding from the Consumer Federation of America and Bank of America. He regularly tweets on personal finance topics under @mikegutter on Twitter.


Jerry Buchko, MA, AFC, a Counselor, Coach, and Tutor of personal finance who is pursuing a private practice serving clients using online social networking and real-time voice and video collaboration spaces. Prior to entering private practice, he worked for almost 14 years in the employee assistance field, providing financial counseling to clients from a diverse range of life circumstances and experiences, including military Service Members and their families. Jerry has a B.A. in Psychology, an M.A. in Counseling Psychology, and is an Accredited Financial Counselor® (AFC®). Jerry is an active member within the eXtension Military Families Learning Network and Network Literacy Community of Practice, and he currently serves as a member of the Board of Directors for the Association for Financial Counseling and Planning Education (AFCPE).


The Cover photo Multicultural England by Stephen Bowler for this webinar is licensed Creative Commons (CC By 2.0)


Location: https://connect.dco.dod.mil/milfamlearningnetwork Session Start: 2014-06-05T11:00:00-04:00 Session Length: 120 minutes Recording: http://www.youtube.com/watch?v=h4_kkcxvtaA&list=UUBEYWdqWEmaJSfNUzuRKUGw&feature=share
at 2014-06-05T11:00:00-04:00

Student Loans: What Financial Practitioners Need to Know

From eXtension Professional Development Sessions. Published on Mar 22, 2019.

This 90-minute webinar will focus on providing financial practitioners with tools and resources to aid clients in selecting student loans. The webinar speakers will discuss research findings related to student loan research and student loan/financial aid education best practices and experience.


How to join the Webinar:

    *To connect to this webinar, it is strongly suggested that you use Google Chrome for both PC and Mac connections. If this is not an option, Internet Explorer may be used if connecting via PC. Safari and Firefox have not been successful in accessing this webinar platform.

    • Minimum Adobe Flash Player version 11.2
    • Login as a guest
    • Allow Adobe Flash Player to access your computer
    • Please allow time for the moderator to grant you access to the room
    • If you become stuck at the “connecting to the server” page, refresh your page
    For those who cannot connect to the Adobe site, an alternative viewing of this webinar will be running on Ustream. http://www.ustream.tv/channel/milfamln 

    Speakers

    Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications. She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring andInvesting on a Shoestring, and co-author of  Investing For Your Future,Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

    Dr. Carrie Johnson draws upon her vast experiences as a veteran financial educator and mother of four to provide engaging family resource management programing for households of all shapes and sizes.  She earned a B.S. from Dakota State University in English, M.S. from South Dakota State University in Family Financial Planning, and Ph.D. from Iowa State University in Family and Consumer Science Education. She has worked as a financial aid counselor at South Dakota State University from 2003-2008 and then in 2009 started working for SDSU Extension as a FCS County Educator, Field Specialist, and is now the State Family Resource Management Specialist. As a FRM Specialist, Dr. Johnson draws upon her experiences as a veteran financial educator to provide engaging programming for households of all shapes and sizes.

    Elizabeth Coogan, Senior Advisor, Customer Service Experience, Federal Student Aid , U.S. Department of Education. Her role is to develop key strategies to help students and families make well-informed financial decisions regarding higher education. Elizabeth is a member of the U.S. Department of Treasury’s Financial Literacy and Education Commission which is comprised of 22 government agencies tasked to develop a national strategy on financial education. Prior to joining FSA, Elizabeth was an administrator for over 25 years in the financial services industry.  Elizabeth owned and operated a small business that provided enrichment education programs for young people and spent 7 years in the classroom teaching Personal Finance to students at Nassau Community College in Garden City, NY. Elizabeth regularly speaks to community groups where she shares her knowledge and enthusiasm for how good personal financial habits can provide a solid foundation to build a lifetime of financial well-being.

    The Cover image Black Female College Graduates Bennet College by Steven Depolo for this webinar is licensed Creative Commons CC BY 2.0.
    Location: https://conference.apps.mil/webconf/milfamlearningnetwork1 Session Start: 2015-11-10T11:00:00-05:00 Session Length: 90 minutes Recording: https://www.youtube.com/watch?v=llN9PQYavJE&feature=youtu.be
    at 2015-11-10T11:00:00-05:00

    Small Steps to Health and Wealth

    From eXtension Professional Development Sessions. Published on Mar 22, 2019.

    The Small Steps to Health and Wealth initiative encourages participants to make positive behavior changes to simultaneously improve their health and personal finances. This presentation is a collaborative effort of the Military Families Learning Network and the Child and Family Learning Network
    Small Steps to Health and Wealth™ (SSHW) is a national Cooperative Extension program developed by Dr. Barbara O’Neill and Dr. Karen Ensle at Rutgers University that encourages participants to make positive behavior changes to simultaneously improve their health and personal finances.  It is believed to be the first long-term program ever developed to motivate Americans to simultaneously apply the same personal behavior change strategies to both areas of their lives.  SSHW was developed because many Americans have both health and financial “issues.”  Societal problems that have been widely reported in recent years include an increasing incidence of diabetes, overweight, and obesity, low household savings, high household debt levels, and bankruptcy filings. The SSHW program includes 25 behavior change strategies that people can adopt to address these concerns. Each involves taking small positive steps that people can put into practice on a daily basis. This 90-minute webinar will begin by describing relationships between people's health and personal finances. It will then describe each one of the 25 behavior change strategies and how people can apply them to their lives.
    The Cover photo was provided by Small Steps to Health and Wealth™.

    For information on how to join this webinar, click here

    Speaker

    Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications.  She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books,Saving on a Shoestring and Investing on a Shoestring, and co-author of  Investing For Your FutureMoney Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research. Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-07-29T11:00:00-04:00 Session Length: 90 minutes Recording: http://youtu.be/T0q4yvDmkdw?list=UUBEYWdqWEmaJSfNUzuRKUGw
    at 2014-07-29T11:00:00-04:00

    Secrets of Smart Car Buying

    From eXtension Professional Development Sessions. Published on Mar 22, 2019.

    Dr. Michael Gutter and Elaine Courtney will present Secrets of Smart Car Buying, focusing on issues with financing, making a smart purchase and information on the lending process in this 90-minute presentation on behalf of the Military Families Learning Network. Supporting event resources are available below.

    Speakers

    Michael Gutter, Ph.D. is an Associate Professor, Interim Family and Consumer Sciences State Program Leader, and Financial Management State Specialist for the Department of Family, Youth, and Community Sciences, in the Institute for Food and Agricultural at the University of Florida. His BS is in Family Financial Management and his PhD is in Family Resource Management from The Ohio State University with a specialization in Finance. Gutter currently explores how financial education and financial socialization are related to financial capability. His Extension Programming includes the Florida Master Money Mentor Volunteer Program, Florida Saves, and Fresh$tart Florida. He recently won Outstanding Conference Paper Award for the 2010 Association for Financial Counseling and Planning Education.  The common theme that connects Dr. Gutter’s Research, Teaching and Outreach is helping households achieve financial security. His projects focus on enabling access to resources and services as well as improving people’s knowledge and understanding about family resource management. These projects have had funding from the Consumer Federation of America and Bank of America.


    Okaloosa County, Florida Extension agent Elaine Courtney has extensive experience teaching financial management, nutrition education and volunteer development programs. She received a B.S. and M.S. degrees from Florida State University, has done post graduate work at University of Minnesota and University of West Florida.  She is a member of the Association of Financial Counseling, Planning and Education and is an Accredited Financial Counselor. Employed for 30 years with the University of Florida Extension Program in Okaloosa County (faculty member; ranking IV).  Her primary responsibilities are in the areas of Family Economic Stability; Nutrition and Health; and Volunteer Development.  She is the coordinator of the Okaloosa Saves program and helped begin the Military Saves program.  She works closely with the military and has personal experience as a military spouse.  For the last seven years, she has co-taught the Eglin AFB First Term Airman Class (FTAC) section on personal finance. She has served as co-chair of the University of Florida/IFAS Extension Focus Team for Financial Stability; UF/IFAS Tenure and Promotion Board 2008-2010; and on the America Saves/USDA-NIFA Extension Leadership Team. Received numerous awards from professional organizations, including FEAFCS Distinguished Service Award and state and national Continued Excellence Award.  

    Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-01-14T11:00:00-05:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=Wr2_O_yhvI4
    at 2014-01-14T11:00:00-05:00

    Retirement Ready? Effective Strategies for Military Families Part I

    From eXtension Professional Development Sessions. Published on Mar 22, 2019.

    This 90-minute webinar is a collaboration between MFLN’s Family Development, Family Transitions, and Personal Finance teams for providers who work closely with Military Families around retirement . This collaborative effort will provide information, resources, and tools necessary to assist families in making a smooth transition from Military to Civilian life.This webinar will include information on:

    -The upcoming Blended Retirement System
    -Types of retirement savings plans
    -Emotional and mental health perspective
    -Retirement transitions - decision making for the future

    But wait! There is more!! We will have a follow-up session on Tuesday November 8th at 11:00am ET to discuss the topic of retirement! Please join us!

    Presenters

    Sharon M. Danes, Ph.D- Professor in the Family Social Science Department at the University of Minnesota. She has authored over 160 referred research articles, book chapters, and outreach publications emphasizing the intersection of economic and social decision-making. Her Ph.D is in family economics from Iowa State University.

    Barbara O’Neill, Ph.D- Financial Resource Management Specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications.

    Kacy Mixon, PhD, LMFT-is the Project Director for the Family Development Team of the Military Families Learning Network. She is also an Assistant Professor in the Psychology, Counseling & Family Therapy
    Dept. at Valdosta State University. As a licensed marriage and family therapist (AAMFT clinical fellow), Kacy has worked with families from all walks of life. Her trainings, presentations and courses, however, focus primarily on family violence, trauma, military families, and foster-care transitions.

    This presentation is not endorsed by the Department of Defense and the information, as well as any opinions or views, contained herein are solely that of the presenter.

    Location: https://connect.apan.org/r9irtr2qp69/ Session Start: 2016-11-01T11:00:00-04:00 Session Length: 90 minutes Recording: https://www.youtube.com/watch?v=B8xthdED1Nc
    at 2016-11-01T11:00:00-04:00

    Paying for Educational Expenses and the GI Bill - Part 2

    From eXtension Professional Development Sessions. Published on Mar 22, 2019.

    Leland Drew Hill, Director of Veterans Affairs - Worldwide with Embry-Riddle Aeronautical University, will present a 90-minute webinar on resources, information and explanation about Post 9/11 GI Bill education benefits eligibility, transferability, and payments. In addition, speaker Drew Hill will discuss other VA education programs and MyCAA. This presentation is part 2 in a paying for college series. Learn more about part 1, to be presented on May 21, here: https://learn.extension.org/events/1020

    To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

    If you're unable to install the certificates, you can view this streaming webinar on Ustream: http://www.ustream.tv/channel/milfamln

    No registration is required.

    Selected resources and readings have been identified to support this presentation. Review them here: http://create.extension.org/sites/default/files/GIBILLBACKGROUNDER.pdf

    View the presentation slides here: http://create.extension.org/sites/default/files/GIBILLSLIDES_0.pdf

    Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-06-17T11:00:00-04:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=xGvQp8DKYf4&feature=youtu.be
    at 2013-06-17T11:00:00-04:00

    Paying for Post-Secondary Education Expenses- Part 1

    From eXtension Professional Development Sessions. Published on Mar 22, 2019.

    Dr. Barbara O'Neill will present options for paying for college on behalf of the Military Families Learning Network. This presentation is part 1 in a 2 part series. This webinar will help viewers increase their knowledge about the costs and benefits of post-secondary education and how to pay for it. Specific topics that will be covered include: the benefits of post-secondary education, the increasing cost of college, college planning worksheets and online calculators, student loans and loan payoff options, available college savings plans, tax laws relating to college saving and expenses, sources of funding for post-secondary education, and eXtension FAQs relating to educational benefits for service members and their families. A primary focus of this webinar will be online resources that financial education professionals can share with their clients and students. In Part 2 of this webinar series, the specifics of military educational benefit plans will be discussed on June 17, find out more here: https://learn.extension.org/events/1033

    To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

    No registration is required.

    Selected research articles and online resources have been identified to enhance this web conference for participants. These readings are located: http://create.extension.org/sites/default/files/Paying%20for%20College%201%20Backgrounder.pdf

    View the slides from this presentation here: http://create.extension.org/sites/default/files/PayingforPostEducationSlides.pdf or view in Slideshare here: http://www.slideshare.net/BarbaraONeill/paying-for-post-secondary-education-expensespart-1

    We will also be streaming this webinar live at http://www.ustream.tv/channel/milfamln

    Dr. O'Neill created a list of answers to questions asked during this session. View them here: http://create.extension.org/sites/default/files/QandA.pdf

    Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-05-21T11:00:00-04:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=38szZR2C-R0
    at 2013-05-21T11:00:00-04:00

    Mental Health & Financial Management

    From eXtension Professional Development Sessions. Published on Mar 22, 2019.

    This webinar will focus on mental illness and its impact on financial management. Dr. Lois Vitt will present this 120-minute session on behalf of the 2014 Military Families Learning Network's Personal Finance Virtual Learning Event. 
      30 minutes will be reserved at the end of this webinar for questions and answers from webinar participants.

      How to Join This Webinar

      • To connect by computer to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found:http://create.extension.org/sites/default/files/DCODoDCertificateInstallation.pdf . 
      • For those who cannot connect to the Adobe site by computer, an alternative viewing of this webinar can be viewed via Ustream at http://www.ustream.tv/channel/milfamln 
      • To connect to the Adobe webinars using the iPhone, iPad, and Droid apps, search for DCO Connect in the respective stores. 
      • No registration is required. Just prior to the webinar, join by clicking on the link under the "location" heading below.

      Speaker

          Lois A. Vitt, Ph.D. is Chair and Founding Director of the Institute for Socio-Financial Studies (ISFS) in Charlottesville, Virginia. Dr. Vitt conducts research on consumer decision making, financial literacy education, consumer health finances, the finances of retirement and aging, and financial instruments and organizations. She has an executive background in business and finance, and she is a consultant to financial services companies and community organizations. She is Editor-in-Chief of the two-volume Encyclopedia of Retirement and Finance, and the author of articles and books about the social psychology of consumer financial decision making. Dr. Vitt pioneered the development of real estate financing vehicles for the capital markets, and her research on the beneficial social and personal effects of homeownership has been presented to audiences around the world. She received an Executive M.B.A. from Pace University , New York , and M.A. and Ph.D. degrees in Sociology at the American University in Washington , D.C.

      The Cover image What now?  by Key Foster  for this webinar is licensed Creative Commons CC BY 2.0.

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-06-03T11:00:00-04:00 Session Length: 120 minutes Recording: http://youtu.be/lvy6s3qeSFQ
      at 2014-06-03T11:00:00-04:00

      Life Insurance: What PFMP Staff and Military Families Need to Know

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Given the hazards of military service, especially deployment to a combat zone, life insurance is an important financial risk reduction tool for many military families. Yet, studies have found that life insurance is not well understood by consumers in general. Many people do not purchase an appropriate amount or type of coverage. This webinar will begin with a basic overview of life insurance including its purpose, types of policies, how to calculate a family's life insurance need, and life insurance resources. It will conclude with a discussion of military life insurance programs such as SGLI and VGLI. 

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-12-10T11:00:00-05:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=AAguluGHJq8
      at 2013-12-10T11:00:00-05:00

      Investing With Small Dollar Amounts

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      This 90-minute webinar will discuss how to get started as an investor when you only have small dollar amounts to invest and how small sums of money can grow steadily with compound interest.  Specific investment products that require $1,000 or less to purchase will be discussed, along with employer-provided investment opportunities. Examples of low-minimum deposit investments include Treasury securities, U.S. savings bonds, and many stocks and mutual funds.  The webinar will also discuss ways to “find” money to invest through increased income and reduced spending and resources for beginning investors with small amounts to invest.

      For information on how to join this webinar, click here.

      Speaker 

      Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications.  She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring andInvesting on a Shoestring, and co-author of  Investing For Your Future,Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

      The Cover image Spare Change by Spring Dew  for this webinar is licensed Creative Commons CC BY 2.0

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2015-03-17T11:00:00-04:00 Session Length: 90 minutes Recording: https://www.youtube.com/watch?v=IULi17ipe8s
      at 2015-03-17T11:00:00-04:00

      Investing For Your Future 2: Mutual Funds and Tax-Deferred Investments

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      This 90-minute web conference will cover: a discussion of the characteristics and types of mutual funds; mutual fund fees and other screening factors; characteristics of annuities and exchange-traded funds (EFTs); a review of sources of investment information; a discussion of benefits and types of tax-deferred investing; a discussion of how to invest with small dollar amounts. This presentation is part 2 in a 2 part series. Investing For Your Future 1: Basic Concepts and Investment Products will be presented on March 4.

      A list of resources and research on this topic is available here: http://create.extension.org/sites/default/files/mutualfundsbackgrounder_0.pdf
      View the slides from this presentation here: http://create.extension.org/sites/default/files/Investing2ppt.pdf or view in Slideshare here: http://www.slideshare.net/BarbaraONeill/investing-for-your-future-part-2-mutual-funds-and-taxdeferred-investments

      •To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

      It is best to connect to the https://connectcol.dco.dod.mil/milfamlearningnetwork

      However we are also streaming on a UStream channel http://www.ustream.tv/channel/milfamln

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-03-14T11:00:00-04:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=vBrsVJnLdCM&feature=youtu.be
      at 2013-03-14T11:00:00-04:00

      Investing For Your Future 1: Basic Concepts and Investment Products

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      This 90-minute web conference will cover: a discussion on finding ways to discover money to invest; an explanation of how to calculate net worth; review of compound interest using “The Rule of 72;” discussion of the risk-reward relationship and risk tolerance; an explanation of basic investment terminology; explanation of the characteristics of stocks and bonds; discussion of common investment frauds and scams; a review of state and federal investor protection resources. This presentation is part 1 in a 2 part series. Investing For Your Future 2: Mutual Funds and Tax-Deferrred Investments will be presented March 14. Find out more about part 2 here: https://learn.extension.org/events/932

      A list of resources and research about this topic is available here: https://docs.google.com/file/d/0B0mRnKEsTcetT3pKZEJDTy1OSE0/edit?usp=sharing
      •To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

      We are testing a Ustream session today for this webinar. If you cannot get on the DCO/DoD system you can watch on our Ustream channel. http://www.ustream.tv/new/search?q=milfamln

      Resources shared during this webinar are available here: http://blogs.extension.org/militaryfamilies/2013/03/05/resources-from-investing-webinar/

      View this presentation in Slideshare: http://www.slideshare.net/BarbaraONeill/investing-for-your-future-1-basic-concepts-and-investment-products-16924963

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-03-04T11:00:00-05:00 Session Length: 90 minutes Recording: http://youtu.be/7mdneEerojs
      at 2013-03-04T11:00:00-05:00

      Implications of Relatives Raising Children While Parents are Deployed

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Dr. Sandra Bailey of Montana State University is an Extension Specialist, and is Director of the Montana Grandparents Raising Grandchildren Project. Dr. Bailey’s research and expertise focuses on parenting in nontraditional family structures. She has conducted research on single-parent families, nonresidential parenting following divorce, international adoption, and grandparents raising grandchildren. Dr. Bailey has worked with grandparent caregivers and conducted research on their needs for the past 10 years. She has served as the Content Leader for the eXtension Family Caregiving Community of Practice Raising Grandchildren content area. Dr. Bailey has presented her research on grandparents raising grandchildren nationally and internationally. She and her colleagues have published journal articles, book chapters, and popular publications on the topic.

      • When parents in the military are deployed they often look to grandparents to take over the day-to-day caregiving role for their children. This has become more common due to the number of active-duty women, single-parent families and dual-career families in the military. Parents and grandparents have numerous tasks to attend to prior to the deployment.
      • This web conference will focus on logistical tasks that need to be addressed such as permissions for medical treatment and school enrollment; the challenges for grandparents who are parenting the second time around; alleviating stress and fears for the grandchildren; and departure and reunification processes that will help ease transitions.
      • Please join the web conference here, https://connect.extension.iastate.edu/milfam by logging on a few minutes before 2 p.m. on April 5. No registration is required.
      • To learn more about the Military Families Learning Network, visit: http://www.extension.org/pages/61399/personal-finance-military-families
      • Selected websites and research articles have been identified for participants planning to attend this web presentation. These resources can be found here: http://bit.ly/H4sTFc

      So many great resources were shared during the presentation. See them here: http://bit.ly/HhUzAT
      View a copy of the PowerPoint Presentation here: http://bit.ly/JjvZ4c

      This session can be viewed on YouTube at: http://youtu.be/1SHyP8aK4Hc

      Location: https://connect.extension.iastate.edu/milfam Session Start: 2012-04-05T14:00:00-04:00 Session Length: 90 minutes Recording: https://connect.extension.iastate.edu/p9n0ymxni3d/?launcher=false&fcsContent=true&pbMode=normal
      at 2012-04-05T14:00:00-04:00

      How to Read a Mutual Fund Prospectus

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      In this web conference we will learn about mutual funds as a tool for long-term savings for families. 

      We will discuss the elements of a fund and costs associated with funds. We will discuss ways in which mutual funds fit into a military families’ financial plan. We will also learn about performance measures and important characteristics of mutual funds highlighted in the prospectus. Finally we will learn about ways in which we can make decisions using fund screeners. We will use several case studies to illustrate. 

      Dr. Michael Gutter will present this 90-minute webinar on behalf of the Military Families Learning Network's personal finance team. 

      Details on how to join this webinar are available here. 

      Speaker

      Dr. Michael Gutter is an Associate Professor, Interim FCS Program Leader, and Financial Management State Specialist for the Department of Family, Youth, and Community Sciences, in the Institute for Food and Agricultural Sciences at the University of Florida. The common theme that connects Gutter's Research, Teaching and Outreach is helping households achieve financial security. He regularly tweets on personal finance topics under @mikegutter on Twitter.


      This Cover photo image Reading by Sebastien Wiertz for this webinar is licensed Creative Commons

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-10-21T11:00:00-04:00 Session Length: 90 minutes Recording: https://www.youtube.com/watch?v=VePjFK-IQRg
      at 2014-10-21T11:00:00-04:00

      How Are You Doing? A Financial Check-Up

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Just in time to develop some 2014 New Year's resolutions, this webinar will discuss twenty ways that people can assess their financial progress and identify areas of their financial life that need improvement. Topics covered include financial quizzes, financial goal-setting, income and expense statements, net worth, debt ratios, marginal tax brackets, retirement planning, investment performance metrics, investment risk tolerance, insurance needs, estate planning, and more. The webinar will include time for interactive chatting and links to online resources.
      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-12-04T11:00:00-05:00 Session Length: 90 minutes Recording: http://youtu.be/zew0Bv3SxDc
      at 2013-12-04T11:00:00-05:00

      Housing and Foreclosure for Military Families

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Laura Royer and Brandon Peterson, of the University of Florida and Florida Extension, will present solutions to preventing, alternatives and navigating through foreclosure in this hour and a half web conference for Professional Personal Finance Managers who work with Military Families.

      Laura Royer, Extension Faculty, in Family and Consumer Sciences, the University of Florida-IFAS Extension. She holds HUD certifications and provides loan modification counseling.
      Brandon Peterson is a Housing Counselor or Co-Coordinator of the Florida Master Money Mentor Program, of Florida's Family, Youth and Community Sciences, also at the University of Florida. Peterson is also HUD-certified.

      • A 90-minute presentation on alternatives, prevention, and navigating through the foreclosure process for military families.
      • Selling a home during economic downturn, what to do if a home is underwater.
      • Understand various foreclosure prevention options
      • Identify the appropriate waterfall process when applying options for foreclosure prevention
      • Understanding the role of a HUD-approved counselor within this process
      • Typical paperwork a client will need to gather when working with the financial institution.

      • Please join the web conference here, https://connect.extension.iastate.edu/milfam . Log on a few minutes before 11 a.m. EST on Feb. 2 as a guest.
      • Selected research articles have been identified to enhance this presentation for participants. Find these articles here: https://docs.google.com/document/d/1ISTFgYnJx-rfd6bz4iZ5VGLhuaaby2PI0qCzPnDrl7A/edit

      The presentation can be downloaded http://blogs.extension.org/militaryfamilies/files/2012/02/Housing-and-Foreclosure-02022012.pdf

      The Adobe Connect version of the recording is at: https://connect.extension.iastate.edu/p3zk6nv9kcl/?launcher=false&fcsContent=true&pbMode=normal

      Location: https://connect.extension.iastate.edu/milfam Session Start: 2012-02-02T10:00:00-06:00 Session Length: 90 minutes Recording: http://youtu.be/YCDYXzeNbrI
      at 2012-02-02T10:00:00-06:00

      Home Ownership: When is the right time?

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Jayne McBurney, M.S., and Dr. Carolyn Bird, of N.C. State University, will present Home Ownership: When is the right time?

      The purchase of a home is often the single largest financial transaction that an individual or family will make. The home buying process can seem complex, as there are many factors that determine when is the right time to buy a home. This is especially true for service members given that periodic relocation is typically an inherent part of military service. This web conference will discuss the home buying process including: financial readiness for the purchase, how to determine housing affordability and service –related considerations that may influence the purchase decision.

      Jayne McBurney, M.S. is an Extension Agent in Family & Consumer Sciences in Johnston County, NC. She is a Certified Housing Counselor and Certified Reverse Mortgage Counselor and teaches monthly Homebuyer Education workshops.

      Dr. Carolyn Bird is an Assistant Professor at North Carolina State University and Family Resource Management Specialist for NC Cooperative Extension. She is the Principal Investigator on the Military Families Learning Network's Personal Finance Professional Development Project.

      • Please join the web conference here, https://connect.extension.iastate.edu/milfam by logging on a few minutes before 2:30 p.m. ET. No registration is required.

      • Selected research articles and online resources have been identified to enhance this web conference for participants. These readings can be found here: http://bit.ly/IJcHnb

      • To learn more about the Military Families Learning Network, visit:
      http://www.extension.org/pages/61399/personal-finance-military-families

      • To view a handout version of this presentation's PowerPoint in advance, click here: http://bit.ly/IujGRd

      Location: https://connect.extension.iastate.edu/milfam Session Start: 2012-05-08T14:30:00-04:00 Session Length: 90 minutes Recording: https://connect.extension.iastate.edu/p7c2wj0pw00/?launcher=false&fcsContent=true&pbMode=normal
      at 2012-05-08T14:30:00-04:00

      Heuristics, Anchoring, Narrowing Choice

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      This webinar will focus on the influencing factors that impact our ability to make financial decisions. Dr. Michael Gutter will present this 120-minute session as part of the 2014 Military Families Learning Network's Personal Finance Virtual Learning Event.

      How to Join This Webinar

      • To connect by computer to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found:http://create.extension.org/sites/default/files/DCODoDCertificateInstallation.pdf . 
      • For those who cannot connect to the Adobe site by computer, an alternative viewing of this webinar can be viewed via Ustream at http://www.ustream.tv/channel/milfamln 
      • To connect to the Adobe webinars using the iPhone, iPad, and Droid apps, search for DCO Connect in the respective stores. 
      • No registration is required. Just prior to the webinar, join by clicking on the link under the "location" heading below.

      Speaker

      Dr. Michael Gutter is an Associate Professor, Interim FCS Program Leader, and Financial Management State Specialist for the Department of Family, Youth, and Community Sciences, in the Institute for Food and Agricultural Sciences at the University of Florida. His BS is in Family Financial Management and his PhD is in Family Resource Management from The Ohio State University with a specialization in Finance. Gutter has received several awards including the 1999 Texas Instruments Award for an Outstanding Paper, 2001 ACCI Dissertation Award, 2003 School of Human Ecology Excellence in Outreach Service Award, and the 2008 American Council on Consumer Interests Mid-Career Award.

      Gutter oversees our Personal and Family Financial Planning Program, which is registered with the CFP® Board of Standards, Inc. to meet the education requirement.

      The common theme that connects Gutter's Research, Teaching and Outreach is helping households achieve financial security. This has involved research examining how socioeconomic status, financial education, personal psychology, and financial socialization are related to financial behaviors. In the context of this model, Gutter currently explores how financial education is related to financial behaviors and whether or not it is effective as a treatment resulting in improved financial decision making. One focus is on the issue of financial socialization and learning more about the role social learning plays in predicting financial behaviors. Gutter and Garrison (2008) and Gutter, Copur, and Garrison (2010) as well as a recently completed MS Thesis (Garrison, 2010) have further contributed greater understanding to forces shaping financial behaviors by connecting social learning opportunities to financial dispositions and behaviors. This line of research has funding from Great Lakes Higher Education Guaranty Corporation, National Endowment for Financial Education, and the FINRA Investor Education Foundation. Gutter¹s outreach projects include Managing in Tough Times, Florida Saves, Get Checking, Military Family Learning, Network, and the Florida Master Money Mentor. His projects focus on enabling access to resources and services as well as improving people¹s knowledge and understanding about family resource management. These projects have had funding from the Consumer Federation of America and Bank of America. He regularly tweets on personal finance topics under @mikegutter on Twitter.

       

      This Cover photo image Duluth Anchor by stew dean for this webinar is licensed Creative Commons.

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-06-04T11:00:00-04:00 Session Length: 120 minutes Recording: http://youtu.be/kjEi4GQ3IhE
      at 2014-06-04T11:00:00-04:00

      Financial Therapy Insights for Financial Counseling & Education

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Today, everyone is focused on how to create behavior change that lasts; this webinar offers insights into the new field of financial therapy that stems from the world of psychology, where behavior change has been proven. This session will explain what financial therapy is and how it differs from financial counseling, coaching, and planning. You will learn some of the specific techniques and models used in financial therapy and even some tips on how to incorporate some of these techniques into your sessions to help facilitate the opportunity for lasting financial behavior change with your clients. This is a seminar you won’t want to miss that covers a new and exciting field and offers insights on how to bring value to your practice and clients. This 90-minute webinar is part of the 3-day Military Families Learning Network's Personal Finance Virtual Learning Event.

      How to Join

      *To connect to this webinar, it is strongly suggested that you use Google Chrome for both PC and Mac connections. If this is not an option, Internet Explorer may be used if connecting via PC. Safari and Firefox have not been successful in accessing this webinar platform.

      • Minimum Adobe Flash Player version 11.2
      • Login as a guest
      • Allow Adobe Flash Player to access your computer
      • Please allow time for the moderator to grant you access to the room
      • If you become stuck at the “connecting to the server” page, refresh your page

      For those who cannot connect to the Adobe site, an alternative viewing of this webinar will be running on Ustream http://www.ustream.tv/channel/milfamln 

      Speaker

      Dr. Mary Bell Carlson is a is a leading researcher in military financial behavior and the principal of Silverbell Solutions, L.L.C., a financial therapy and consulting firm based in Arlington, VA. She’s a Certified Financial Planner® and holds both the Accredited Financial Counselor™ and the Certified Retirement Counselor® designations. In addition to her academic publications, Dr. Carlson has given numerous presentations to a wide variety of audiences in order to help simplify complex financial topics, encourage lasting behavior change, and improve relationships. Dr. Carlson has become a sought-after speaker and consultant given her wealth of experience and expertise in financial behavior change. She cares deeply about people and is committed to helping others understand more about money, communication, and relationships. For more information on Dr. Carlson and her services, go to www.Silverbellsolutions.org

      The Cover image 14296 counseling & psychology by Texas A&M University Marking Communications Photography for this webinar is licensed Creative Commons CC BY 2.0.

      Location: https://conference.apps.mil/webconf/milfamlearningnetwork Session Start: 2015-06-03T11:00:00-04:00 Session Length: 90 minutes Recording: https://youtu.be/ZrmbdEj4veA
      at 2015-06-03T11:00:00-04:00

      Financial Statements and Record-Keeping

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Building skills and confidence to help service members to access timely, accurate, and trustworthy information about creating financial statements and record-keeping. This presentation is part 1 in a 2 part series. The “Financial Ratios and SWOT Analysis” will be presented April 22, 2013. For details on part 2, visit: https://learn.extension.org/events/977

      Presenter: Dr. Michael Gutter is an Associate Professor and Financial Management State Specialist for the Department of Family, Youth, and Community Sciences, in the Institute for Food and Agricultural at the University of Florida. Dr. Gutter is also the Principal Investigator for the Military Families Learning Network’s Personal Finance Community of Practice. Dr. Gutter is the current President of the Florida Jumpstart Coalition and serves on the editorial boards for the Journal of Consumer Education and the Journal of Financial Counseling and Planning. The common theme that connects Dr. Gutter’s Research, Teaching and Outreach is helping households achieve financial security. Dr. Gutter’s outreach projects include Managing in Tough Times, Florida Saves, Get Checking, and the Florida Master Money Mentor. His projects focus on enabling access to resources and services as well as improving people’s knowledge and understanding about family resource management. These projects have had funding from the Consumer Federation of America and Bank of America.

      To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

      View the presentation slides here: http://create.extension.org/sites/default/files/fin%20state%20and%20records%20no%20PW.pdf

      Selected research articles and online resources have been identified to enhance this web conference for participants. These readings are located: http://create.extension.org/sites/default/files/FinancialStatementsBackgrounder.pdf

      Please review this case study that will be used in this web presentation: http://create.extension.org/sites/default/files/MFLN%20PF%20Case%201%20overview.pdf

      Budget: http://create.extension.org/sites/default/files/MFLN%20PF%20case%201%20statements.pdf

      If you can't connect to the DCO/DoD system you can use this link to get a stream http://www.ustream.tv/channel/milfamln

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-04-15T11:00:00-04:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?feature=player_detailpage&v=9D0RUwTGtZ0
      at 2013-04-15T11:00:00-04:00

      Financial Ratio and SWOT Analysis

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      This 90-minute web conference will cover: Building skills and confidence to help service members to access timely, accurate, and trustworthy information about assessing their financial position and making strategic cash flow decisions. This presentation is part 2 in a 2 part series. For more information on part 1, visit: https://learn.extension.org/events/976

      Dr. Michael Gutter is an Associate Professor and Financial Management State Specialist for the Department of Family, Youth, and Community Sciences, in the Institute for Food and Agricultural at the University of Florida. Dr. Gutter is also the Principal Investigator for the Military Families Learning Network’s Personal Finance Community of Practice. Dr. Gutter is the current President of the Florida Jumpstart Coalition and serves on the editorial boards for the Journal of Consumer Education and the Journal of Financial Counseling and Planning. The common theme that connects Dr. Gutter’s Research, Teaching and Outreach is helping households achieve financial security. Dr. Gutter’s outreach projects include Managing in Tough Times, Florida Saves, Get Checking, and the Florida Master Money Mentor. His projects focus on enabling access to resources and services as well as improving people’s knowledge and understanding about family resource management. These projects have had funding from the Consumer Federation of America and Bank of America.

      To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

      Selected research articles and online resources have been identified to enhance this web conference for participants. These readings are located: http://create.extension.org/sites/default/files/RatioAnalysisBackgrounder.pdf

      Please review this case study that will be used in this web presentation: http://create.extension.org/sites/default/files/MFLN%20PF%20Case%201%20overview.pdf

      Budget: http://create.extension.org/sites/default/files/MFLN%20PF%20case%201%20statements.pdf

      If you can't connect to the DCO/DoD system, you can use this link to get a stream http://www.ustream.tv/channel/milfamln

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-04-22T11:00:00-04:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=8vsSnrYL9Ns
      at 2013-04-22T11:00:00-04:00

      Financial Implications of Divorce

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Dr. Barbara O'Neill is a Professor and the Cooperative Extension Specialist in Family Resource Management at Rutgers University. Dr. O’Neill is project director for the national Cooperative Extension’s basic investing program, Investing for Your Future. She has written more than 1,500 consumer articles, and more than 100 academic articles, conference proceedings and other professional publications. She is a Certified Financial Planner, Chartered Retirement Planning Counselor, Accredited Financial Counselor, Certified Housing Counselor, and is certified in Family & Consumer Sciences. She is also the author of Saving on a Shoestring and Investing on a Shoestring, and co-author of Money Talk: A Financial Guide for Women. She has written three textbooks, an online Guidebook to Help Late Savers Prepare for Retirement, and six book chapters.
      This 90-minute session will present information on:
      • 10 question pre-test
      • Change in living standard
      • Negotiation pointers
      • Goals & priorities
      • Net-worth: assets & debt
      • Property & its value
      • Debt repayment
      • Tax rules
      • Calculating home sale
      • Keeping home vs. renting
      • Social security benefits
      • Insurance considerations
      • COBRA law
      • Changes in estate plans
      • Divorce mediation
      • How to find a lawyer
      • Creating a property settlement
      • Key documents needed
      • Resources for PFMPs
      • Military-specific divorce regulations
      • Division of military pensions

      A list of research articles and online resources has been identified for participants to enhance this presentation. Access this list here:http://blogs.extension.org/militaryfamilies/files/2012/04/Backgrounder-April-12.pdf

      To view the Powerpoint from the presentation, click here: http://bit.ly/IwGoNZ

      View a list of resources shared during the web presentation here: http://bit.ly/HOsreB

      This is also available on YouTube at: http://youtu.be/JAOcbxx2oUU

      Location: https://connect.extension.iastate.edu/milfam Session Start: 2012-04-12T11:00:00-04:00 Session Length: 90 minutes Recording: https://connect.extension.iastate.edu/p7b0mcbjtwv/?launcher=false&fcsContent=true&pbMode=normal
      at 2012-04-12T11:00:00-04:00

      Estate Planning Basics & Advanced Directives

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      To view the location of the webinar, please register in the box to the right.

      Dr. Barbara O'Neill and Attorney Mary Benzinger will present this 90-minute webinar on estate planning on behalf of the Military Families Learning Network's Personal Finance Concentration Area. Topics to be discussed in this webinar include: probate and probate avoidance, the advantages and limitations of wills, trusts, estate taxes, blended families, life insurance beneficiaries, states that have transfer on death for vehicles and real property, poor planning & minor children, testamentary trusts, and estate planning resources.

      How to Join

      *To connect to this webinar, it is strongly suggested that you useGoogle Chrome for both PC and Mac connections. If this is not an option, Internet Explorer may be used if connecting via PC. Safari and Firefox have not been successful in accessing this webinar platform.

      • Minimum Adobe Flash Player version 11.2
      • Login as a guest
      • Allow Adobe Flash Player to access your computer
      • Please allow time for the moderator to grant you access to the room
      • If you become stuck at the “connecting to the server” page, refresh your page
      • Troubleshooting tips are available at http://www.extension.org/pages/73081.

      For those who cannot connect to the Adobe site, an alternative viewing of this webinar will be running on Ustream http://www.ustream.tv/channel/milfamln 


      Speakers

      Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications. She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring andInvesting on a Shoestring, and co-author of  Investing For Your Future,Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

      Mary M. Benzinger has served as the Senior Attorney for the U.S. Army at the Pentagon Army and Air Force Legal Assistance Office since 2009. She is a graduate of Georgetown University, Washington, D.C. and received her Juris Doctor from the Washington College of Law, The American University, Washington, D.C. She has been a Member of the Virginia State Bar since 1987. Before coming to the Army, she was in private practice in Northern Virginia for 19 years with her primary practice being Family Law. Ms. Benzinger is the former President of the Arlington County (Virginia) Bar Association, former Chair of the Virginia State Bar Lawyer Referral Service, currently Vice Chair of the Virginia State Bar Conference of Local Bar Associations and member of the Board of Governors of the Virginia State Bar Military Law Section. Ms. Benzinger is a frequent lecturer on many legal issues of concern to Service members including Family Law, Family Support and Custody, Estate Planning, Service members Civil Relief Act, Landlord/Tenant and the Uniform Services Former Spouse Protection Act and a guest lecturer at The US Army Judge Advocate General’s Legal Center and School.

      The Cover image Family Favourite by Gareth Williams for this webinar is licensedCreative Commons CC BY 2.0.

      Location: https://conference.apps.mil/webconf/milfamlearningnetwork1 Session Start: 2015-09-15T11:00:00-04:00 Session Length: 90 minutes Recording: https://www.youtube.com/watch?v=AjZk3tQzGOQ
      at 2015-09-15T11:00:00-04:00

      Estate Planning and Military Families - Part 1

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      The “Estate Planning and Military Families” web conference will provide participants with a basic overview of estate planning. Everyone, regardless of age or net worth, needs an estate plan. Estate planning has to do with living, not just with decisions about who inherits property. An estate plan is a pattern, a guide, or a master method for working toward financial security and the family's future welfare. Attendees will learn steps they can take to help them start planning their estate.
      This session is part 1 in a 2-part series. Part 2 will focus on more detailed information for military families and will be presented by Dr. Gillen and Mary Benzinger, Senior Attorney with the Pentagon Army and Air Force Legal Assistance Office. Part 2: https://learn.extension.org/events/1191

      Presenter: Dr. Gillen joined the University of Florida, Department of Family, Youth and Community Sciences in 2011 as an Assistant Professor and Extension Specialist. She has a BA in Business Administration from Morehead State University and a MBA from Sullivan University. She earned her Doctorate in Family Studies from the University of Kentucky. She also earned a Graduate Certificate in Gerontology and a Graduate Certificate in Applied Statistics from the University of Kentucky.

      Dr. Gillen’s research interests include personal and family finance, consumer economics, older adults, Social Security retirement benefits, employment, financial social work, and innovative post-secondary education models. Dr. Gillen teaches undergraduate and graduate courses in the areas of personal and family finance and research methods.

      · To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

      · No registration is required.

      View the slides here: http://create.extension.org/sites/default/files/EstatePlanningPPT.pdf

      · Supporting resources have been identified to enhance this presentation. Review them here:
      -http://create.extension.org/sites/default/files/EstatePlanningBackgrounder.pdf
      - About Estate Planning: http://create.extension.org/sites/default/files/EstatePlanning.pdf
      - Getting Started with Estate Planning: http://create.extension.org/sites/default/files/EstatePlanningGettingStarted.pdf
      - A Glossary of Estate Planning Terms: http://create.extension.org/sites/default/files/EstatePlanningTerms.pdf
      - Estate Planning and Your Will: http://create.extension.org/sites/default/files/EstatePlanningYourWill.pdf
      - Family Records: http://create.extension.org/sites/default/files/FamilyRecordsPub.pdf
      - Preparing a Last Letter of Instruction: http://create.extension.org/sites/default/files/PreparingaLetterofLastInstruction.pdf

      You can view the webinar on the DoD/DCO site Location:
      https://connectcol.dco.dod.mil/milfamlearningnetwork which requires security or certificates or on the Ustream channel http://www.ustream.tv/channel/milfamln

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-08-22T11:00:00-04:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=qBWmUI8lTJI&feature=youtu.be
      at 2013-08-22T11:00:00-04:00

      Estate Planning for Military Families - Part 2

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Attorney Mary Benzinger with the Pentagon Army and Air Force Legal Assistance Office will present this detailed session on the nuances of estate planning for military families. This is part 2 in a 2 part session. View Part 1 here: https://learn.extension.org/events/1141

      The speaker will provide an overview of State residency for service members and spouses (including a brief overview of the Military Spouse Residency Relief Act (MSRRA). The speakers will give an explanation of probate versus non-probate issues. The speakers will discuss planning for children, including: testamentary trusts (residuary and pre-residuary), UGMA/UTMA, special needs, and guardians of person and property. Other topics to be covered: blended family considerations, Intervivos Trusts (revocable and irrevocable), and Federal and State estate tax issues ($5.25M threshold, “portability” of the exemption, foreign spouse issues, brief overview of credit shelter trusts, QDOTs).

      Presenter: Since 2009, Mary M. Benzinger has served as the Senior Attorney for the U.S. Army at the Pentagon Army and Air Force Legal Assistance Office. She is a graduate of Georgetown University, Washington, D.C. and received her Juris Doctor from the Washington College of Law, The American University, Washington, D.C. She has been a Member of the Virginia State Bar since 1987. Before coming to the Army, she was in private practice in Northern Virginia for 19 years with her primary practice being Family Law. Ms. Benzinger is the former President of the Arlington County (Virginia) Bar Association, former Chair of the Virginia State Bar Lawyer Referral Service, currently Vice Chair of the Virginia State Bar Conference of Local Bar Associations and member of the Board of Governors of the Virginia State Bar Military Law Section. Ms. Benzinger is a frequent lecturer on many legal issues of concern to Service members including Family Law, Family Support and Custody, Estate Planning, Service members Civil Relief Act, Landlord/Tenant and the Uniform Services Former Spouse Protection Act and a guest lecturer at The US Army Judge Advocate General’s Legal Center and School.

      • To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

      • For those who cannot connect to the Adobe site, an alternative viewing of this webinar will be running on Ustream http://www.ustream.tv/channel/milfamln
      Also you can connect to the Adobe webinars using the iPhone, iPad, and Droid apps. Search for DCO Connect in the respective stores.

      • No registration is required.

      • Selected readings have been identified to enhance this presentation. View the list here: http://create.extension.org/sites/default/files/EstatePlanning2Backgrounder.pdf

      • View the presentation slides here: http://create.extension.org/sites/default/files/ESTATEPLANNING2_0.pdf

      • Peace of Mind Plan: http://create.extension.org/sites/default/files/PEACEOFMINDPLAN_0.pdf

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-09-05T11:00:00-04:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=Q10XkEOzNQI&feature=youtu.be
      at 2013-09-05T11:00:00-04:00

      Entrepreneurship Essentials for Service Members and Military Spouses

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      This webinar will discuss entrepreneurship as a career option for service members and military spouses. Rutgers University professor and Extension specialist, Dr. Barbara O’Neill, will discuss characteristics of successful entrepreneurs, advantages and disadvantages of self-employment, a comparison of working as an independent contractor versus as an employee, and five business and financial planning issues that entrepreneurs need to address: writing a business plan, managing
      irregular cash flow, income taxes, health insurance, and saving for retirement. The second presenter, Jaime Wood, from the Small Business Administration, will provide additional information about entrepreneurship and discuss entrepreneurship opportunities and resources for military families.

      For information on how to join this webinar, click here

      Speakers

      Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications. She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring andInvesting on a Shoestring, and co-author of  Investing For Your Future,Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

      Jaime L. Wood joined the U.S. Small Business Administration (SBA), in 2014. She is the Director for Policy and Engagement for the Office of Veterans Business Development (OVBD). At SBA, Ms. Wood develops, promotes and employs policies and programs that support veteran owned small business. Her efforts focus on SBA veteran related programs for active duty and reserve service members, service disabled veterans, and military dependents and survivors.

      Most recently, she worked as the Chief of Strategy and Integration for the Office of Communication and Engagement, U.S. European Command in Stuttgart, Germany. She worked with NATO allies, partner nations, and U.S. inter-/intra-agencies to develop communication strategies that enhanced European theater defense activities and was a lead strategist in refining the EUCOM key leader engagement process.

      While in Germany, she also served as a senior strategist for the EUCOM Office of Strategic Communication; as the deputy director for the Secretariat of the Joint Staff; and, as a civilian public affairs specialist with both U.S. Africa Command Public Affairs and EUCOM Public Affairs and in support of Special Operations Command Europe (SOCEUR). Her duties included several deployments to Africa and within Europe.



      The Cover image Child Entrepreneur Lemonade Stand 50 Cents Each Qiqi Lourdie June 24, 20111 by Stephen Depolo  for this webinar is licensed Creative Commons CC BY 2.0.

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2015-04-14T11:00:00-04:00 Session Length: 90 minutes Recording: https://youtu.be/-ueUL97t-tw
      at 2015-04-14T11:00:00-04:00

      Developing a Personal Asset Allocation Strategy

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Dr. Michael Gutter will discuss asset allocation, diversification and strategies to implement an individualized investment plan in this 90-minute webinar on behalf of the Military Families Learning Network. 

      How to Join

      Speaker

      Dr. Michael Gutter is an Associate Professor, Interim FCS Program Leader, and Financial Management State Specialist for the Department of Family, Youth, and Community Sciences, in the Institute for Food and Agricultural Sciences at the University of Florida. His BS is in Family Financial Management and his PhD is in Family Resource Management from The Ohio State University with a specialization in Finance. He regularly tweets on personal finance topics under @mikegutter on Twitter.

      The Cover image Wall Street  by Emmanuel Huybrechts  for this webinar is licensed Creative Commons CC BY 2.0

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2015-01-13T11:00:00-05:00 Session Length: 90 minutes Recording: http://youtu.be/FmS3Csr4aCg?list=UUBEYWdqWEmaJSfNUzuRKUGw
      at 2015-01-13T11:00:00-05:00

      Current Personal Finance Issues for Financial Practitioners

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      What were some “hot button” personal finance issues in 2014 that will continue to be of interest to consumers and financial practitioners in 2015? 

      Some key topics include increasing rates of personal data hacking and tax refund identity theft, implementation of the Affordable Care Act (ACA), new highs for the DJIA and S&P 500 stock market indices, and continued economic fallout from the Great Recession. This 90-minute webinar will present a “Financial Year in Review” with 2014 updates on a variety of personal finance topics and 2015 previews of expected changes in tax laws, government regulations, and financial products and services. Dr. Barbara O'Neill will address these issues and more in this 90-minute session on behalf of the Military Families Learning Network. How to Join

      Speaker 

      Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). 

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-11-25T11:00:00-05:00 Session Length: 90 minutes Recording: http://youtu.be/_oSwcyZ1E1Q?list=UUBEYWdqWEmaJSfNUzuRKUGw
      at 2014-11-25T11:00:00-05:00

      Credit Basics & Debt Repayment Strategies

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Dr. Michael Gutter and Dr. Barbara O'Neill will discuss debt basics and advanced strategies on behalf of the Military Families Learning Network in this 90 minute session.
      This presentation will provide a comprehensive overview of topics related to credit and debt management. It will also provide viewers with dozens of online resources for personal and/or professional use. Specific topics that will be covered include debt danger signals, debt ratios, loan payments, credit card fees and traps, alternatives to using credit, the Five C's of creditworthiness, credit card disclosure information, young adult credit card rules, secured credit cards, alternative financial services sector credit, credit reports and scores, credit repair fraud, 10 strategies to reduce debt (e.g., PowerPay, credit counseling, debt consolidation, voluntary surrender, and bankruptcy), and credit and debt resources.

      Please review this case study that will be used in this web presentation: http://create.extension.org/sites/default/files/MFLN%20PF%20Case%201%20overview.pdf

      Budget: http://create.extension.org/sites/default/files/MFLN%20PF%20case%201%20statements.pdf

      To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

      If you're unable to install the certificates, you can view this streaming webinar on Ustream: http://www.ustream.tv/channel/milfamln
      You can view this streaming webinar on Ustream: http://www.ustream.tv/channel/milfamln

      View the presentation slides here: http://create.extension.org/sites/default/files/Credit%20Basics%20with%20passwords.pdf or view in Slideshare here: http://www.slideshare.net/BarbaraONeill/mfln-webinar-credit-basics-and-debt-payment-strategies 

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-06-19T11:00:00-04:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=Awhp4hYAqZ8
      at 2013-06-19T11:00:00-04:00

      Common Consumer Frauds & How to Avoid Them

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Dr. Barbara O'Neill of Rutgers University and Carol Kando-Pineda of the Federal Trade Commission will present this session on behalf of the Military Families Learning Network. 
      Several groups of Americans are particularly susceptible to fraudulent practices including older adults and young enlisted service members. In addition, some frauds, such as hacked data bases, are beyond an   individuals’ ability to control. Thus, everyone needs to know about common consumer frauds and how to reduce the risk of becoming a fraud victim. This 90-minute webinar will focus on three common types of consumer frauds: identity theft, investment fraud, and income tax refund fraud. It includes a description of fraud risk factors, a personalized identity theft risk assessment quiz, resources for personal and/or professional use, research findings about identity theft risk reduction practices, and a discussion of how to adjust income tax withholding to have a low or no refund for potential tax identity thieves to steal.

      How to Join This Webinar

      To connect by computer to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found:http://create.extension.org/sites/default/files/DCODoDCertificateInstallation.pdf . 
      For those who cannot connect to the Adobe site by computer, an alternative viewing of this webinar can be viewed via Ustream at http://www.ustream.tv/channel/milfamln 

      To connect to the Adobe webinars using the iPhone, iPad, and Droid apps, search for DCO Connect in the respective stores. 
      No registration is required. Just prior to the webinar, join by clicking on the link under the "location" heading below.

      Speakers
      Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications.  She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring and Investing on a Shoestring, and co-author of  Investing For Your Future, Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

      Carol Kando-Pineda is Counsel in the FTC’s Division of Consumer and Business Education where she leads teams to create and distribute free resources to help people spot, stop and avoid fraud, manage their money and make wise buys. Those resources include print materials, websites, social media posts,  interactive content, audio, and video. She also builds outreach partnerships with large organizations, like the military community and library systems. Carol began her FTC career as a staff attorney bringing false advertising cases ; she then became the agency’s Legislative Counsel, serving as a liaison between the Commission and Congress. She earned her A.B. from Harvard College and her J.D. from Suffolk University School of Law.



      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-03-20T11:00:00-04:00 Session Length: 90 minutes Recording: http://youtu.be/8yTlLTEtmck
      at 2014-03-20T11:00:00-04:00

      Cliffs Notes from the Journal of Financial Counseling & Planning

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Many financial practitioners do not take the time to read research journals, let alone apply the findings of personal finance studies to their work.  This 90-minute webinar will address this concern head on. It will begin with participants sharing some of the most memorable personal finance research studies that they recall and specific ways that they have put research findings into practice with clients or students. It will then present a summary of research findings on a wide variety of personal finance topics including saving, investing, credit, cash flow management, purchase of a home, planning for retirement, and managing money in retirement. The source of the webinar content will be studies published in the Journal of Financial Counseling and Planning during the past decade. Even more importantly than the research summaries, however, will be the discussion of actionable implications for financial practitioners; i.e., the “so what?” of published studies.  Every study that is mentioned in the webinar will be presented in “split screen” format with one side of each slide briefly describing a study and the other listing specific implications for practitioners. The webinar will conclude with a consolidated list of action steps and online resources. Participant interaction will include answering some of the same questions that researchers have posed in their published studies.


      For information on how to join this webinar, click here

      Speaker 

      Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications.  She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring andInvesting on a Shoestring, and co-author of  Investing For Your Future,Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.


      This Cover photo image Reading by Pedro Ribeiro Simões for this webinar is licensed Creative Commons
      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-08-12T11:00:00-04:00 Session Length: 90 minutes Recording: https://www.youtube.com/watch?v=EDZC_0ykd60&feature=youtu.be
      at 2014-08-12T11:00:00-04:00

      Calculating What to Save for Retirement

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      This webinar will discuss one of the most important savings goals of American families: saving money for a comfortable retirement. Specific topics to be covered include research findings about the retirement preparedness of American families, conflicting opinions about “the number” (i.e., amount of money needed to comfortably retire), factors that influence the number, and retirement savings calculation tools such as the Ballpark Estimate and Monte Carlo simulations. Case studies and chat questions will be included to apply the webinar content to real world situations.

      In gearing up for America and Military Saves Weeks, Dr. Barbara O'Neill will present this 90-minute webinar on the tools and resources available for calculating the amount individuals and couples need to save for retirement, on behalf of the Military Families Learning Network.


      For information on how to join this webinar, click here

      Speaker 


      Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications.  She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd).

      The Cover image Old tourist couple  by Pedro Ribeiro Simões  for this webinar is licensed Creative Commons CC BY 2.0
      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2015-02-03T11:00:00-05:00 Session Length: 90 minutes Recording: http://youtu.be/XwSqjRWCW0E
      at 2015-02-03T11:00:00-05:00

      Behavioral Economics

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Dr. Lois Vitt will present this 90 minute session on behalf of the Military Families Learning Network.
      The web conference, “Ferryboat Captains and the Case for Behavioral Strategies in Teaching Financial Decision-Making,” will give conference participants tools that can help their clients and other learners—and couples—make more self-enhancing spending, saving and investing decisions. Using research from behavioral finance, Dr. Lois Vitt identifies and contrasts the social factors that shape and influence everyone’s financial behaviors and choices. In contexts unique to military service members and their families, she examines the concept of feeling “entitled” to spend money, to buy unaffordable items, and act out over money issues despite knowing better. She also tackles the psychology of guilt in its many guises that interferes with clear-headed decision-making. Guilty feelings can trigger reactionary financial decisions that sabotage even the best personal relationships and spoil chances for building one’s future financial security. She introduces webinar participants to ideas and resources that can help calm already anxiety-producing situations of deployment, homecoming, and beyond.
      Lois A. Vitt, Ph.D is the Founding Director of the Institute for Socio-Financial Studies (ISFS). She is an author, educator, and researcher in behavioral finance, consumer financial decisions, and the finances of aging and retirement. Prior to founding ISFS, Dr. Vitt was an executive in financial firms and a government official. She earned an Executive MBA at Pace University in New York and her Ph.D. in sociology and social psychology at American University in Washington, DC.
      Dr. Vitt is the author of books and articles on the psychology of consumer financial decisions, and she has given talks about the social effects of consumer finances and education before audiences around the world. She is Editor-in-Chief of the 2-Volume, Encyclopedia of Retirement and Finance (Greenwood Publishing Grouup, 2003).
      Dr. Vitt has been featured at NPR, Oprah and Friends, and MarketWatch, and in the following selected publications, Cosmopolitan, Wall Street Journal, The Washington Post, New York Times, Barron’s, Realtor Magazine, Chicago Tribune, Boston Globe, Toronto Globe and Mail, San Francisco Chronicle, LA Times, San Diego Union-Tribune, HousingPredictor.com, Women and Health, and AARP Magazine.

      To connect to this webinar, which is hosted by DoD, you must install security certificates if you are not on a military installation. Instructions for can be found: http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

      For those who cannot connect to the Adobe site, an alternative viewing of this webinar will be running on Ustream http://www.ustream.tv/channel/milfamln
      Also you can connect to the Adobe webinars using the iPhone, iPad, and Droid apps. Search for DCO Connect in the respective stores.

      No registration is required.

      Webinar Documents:
      Powerpoint: http://create.extension.org/sites/default/files/BEHAVIORALECONOMICS.pdf
      Backgrounder: http://create.extension.org/sites/default/files/BehavioralFinanceBackgrounder_0.pdf
      Read-Ahead: http://create.extension.org/sites/default/files/BehavioralEconomicsReadAhead.pdf
      Book suggestions: http://blogs.extension.org/militaryfamilies/2013/09/25/behavioral-economics-book-suggestions/
      Life Values-Centered Financial Counseling document: http://create.extension.org/sites/default/files/COUNSELORS.pdf

      Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2013-09-25T11:00:00-04:00 Session Length: 90 minutes Recording: http://www.youtube.com/watch?v=gd5fPvh3-y4
      at 2013-09-25T11:00:00-04:00

      Basic Money Management

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      This 90-minute web conference will cover: Seven steps to building a spending and saving plan that is likely to be followed. The use of a money management calendar will be highlighted as a tracking and planning tool. Money management styles will be discussed as well as key issues relating to bank and credit union account management. Resources include practical teaching tools found helpful in working with groups and individuals as they develop budgeting and account management skills.

      Speaker Anita McKinney is a faculty member of the University of Florida IFAS. She teaches basic financial literacy topics for clients of social service agencies, conducts worksite educational programs, trains social service employees to work with clients on money issues and organizes the 20 Master Money Mentors and approximately 100 Financial Education Volunteers.

      Selected research articles and online resources have been identified to enhance this web conference for participants. These readings can be found here: http://create.extension.org/sites/default/files/Sept25Backgrounder.pdf

      View a copy of the PowerPoint presentation handouts here: http://create.extension.org/sites/default/files/Handouts%20-%20Calendar%20Based%20Budgeting%20military%20webinar.pdf

      Location: https://connect.dco.dod.mil/milfamlearningnetwork Session Start: 2012-09-25T11:00:00-04:00 Session Length: 90 minutes Recording: http://youtu.be/-_ZbyxTzHqg
      at 2012-09-25T11:00:00-04:00

      9 Important Skills for Talking About Money

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      Dr. Victor Harris will present 9 Important $kills for Talking About Money on behalf of the Personal Finance Concentration of the Military Families Learning Network.

      Dr. John Gottman’s (1994; 1997; 1999) ground-breaking research has found that by teaching couples a minimal set of skills they may be able to drive a wedge into the cycle of negativity - the major predator to couple friendships. The overall goal in this workshop is to teach couples a minimal set of skills that can help them, if they choose, to drive a wedge into some of the negative cycles that may be disrupting their overall happiness and well being.
      Because talking about money is a potential trigger that can easily lead to conflicts and arguments, you will not only learn in this workshop about the 9 Important $kills for Talking about Money, but you will also be given opportunities to practice these skills both in this workshop and at home.

      Selected research articles and information have been collected to enhance this web presentation for participants. These readings can be found here: http://bit.ly/NfEgfX

      A copy of the full presentation can be viewed here: http://create.extension.org/sites/default/files/9%20Important%20Skills%20%281%29.pdf

      We are using the DoD/DCO Adobe system. If you are going to join this session and you are not located on an military installation, you will have to install several security certificates. The instructions for installing certificates on Windows-based computers are located:
      http://blogs.extension.org/militaryfamilies/files/2012/06/DoCCertificate.pdf

      If you are using a Mac computer, please email aadrian@extension.org for access to the certificates and installation instructions.

      To view the resources shared during this web conference, click here: http://blogs.extension.org/militaryfamilies/2012/06/27/9-important-kills-for-talking-about-money-webinar-recap/

      Location: https://connect.dco.dod.mil/milfamlearningnetwork Session Start: 2012-06-26T14:00:00-04:00 Session Length: 90 minutes Recording: http://youtu.be/oxVYdWU8D3Y
      at 2012-06-26T14:00:00-04:00

      2015 Personal Finance Year in Review

      From eXtension Professional Development Sessions. Published on Mar 22, 2019.

      This 90-minute webinar will discuss “hot button” personal finance issues in 2015 that will continue to be of interest to consumers and financial practitioners in 2016. Some key topics include increasing rates of personal data hacking and tax refund identity theft, changes in credit scoring, stock market volatility, and continued implementation of the Affordable Care Act. The webinar will conclude with a discussion of strategies to reduce federal and/or state income taxes while there is still time and preview 2016 changes in income tax, estate tax, Social Security, and other government regulations.


      How to join the Webinar:

        You may connect via the Department of Defense DCS system or Ustream.

        • DCS (direct interaction with presenters and audience)
          • First time on DCS? To connect to DCS, you must install two security certificates if you are not on a military installation. Instructions can be found here.
          • To get the URL for the webinar, register in the grey box at the top-right of this page.
          • Additional information about connecting to DCS can be found at http://www.extension.org/pages/70592
        • Ustream (broadcast only, limited interaction)

        Speaker

        Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications. She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring andInvesting on a Shoestring, and co-author of  Investing For Your Future,Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

        The Cover image Presea europea by Javier Micora for this webinar is licensed Creative Commons CC BY 2.0.
        Location: https://conference.apps.mil/webconf/milfamlearningnetwork1 Session Start: 2015-12-01T11:00:00-05:00 Session Length: 90 minutes Recording: https://www.youtube.com/watch?v=PIK3pGfd_gc&feature=youtu.be
        at 2015-12-01T11:00:00-05:00

        20 Steps to 7 Figures

        From eXtension Professional Development Sessions. Published on Mar 22, 2019.

        This webinar will provide a solid path to wealth accumulation by presenting 20 research-based wealth accumulation factors and online financial planning resources.
        Dr. Barbara O'Neill will present this 90-minute webinar on behalf of the Military Families Learning Network. 1.5 CEUs will be available to AFC-credentialed participants. Americans have always been fascinated by millionaires and their ranks have actually been increasing in recent years despite the financial crisis. The “Who Wants to Be a Millionaire?” game show and “MegaMillions” lotteries draw big crowds.  Most people become wealthy the “old fashioned way,” however, through hard work and regular saving/investing. Webinar participants will learn about the following topics:

        How to Join this Webinar: 

        Speaker

        Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications.  She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books,Saving on a Shoestring and Investing on a Shoestring, and co-author of  Investing For Your FutureMoney Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.
        Location: https://connectcol.dco.dod.mil/milfamlearningnetwork Session Start: 2014-05-13T11:00:00-04:00 Session Length: 90 minutes Recording: http://youtu.be/5rhFuSD9cQw
        at 2014-05-13T11:00:00-04:00

        Housing requirements for backyard chickens

        From eXtension Professional Development Sessions. Published on Mar 20, 2019.

        As a follow up to the two previous webinars [What to think about BEFORE you get chickens for a backyard flock (https://learn.extension.org/events/3611) and What kind of chickens to get for your backyard flock (https://learn.extension.org/events/3612)], this webinar will discuss the housing requirements for a backyard flock. The presenter will be Dr. Greg Martin from Pennsylvania State University.

        We went a little over the planned 20 minutes but Dr. Martin threw in some good information on equipment as well.
        Location: https://uky.zoom.us/j/318438677 Session Start: 2019-03-20T15:00:00-04:00 Session Length: 35 minutes Recording: https://youtu.be/ifdLxdzczQA
        at 2019-03-20T15:00:00-04:00

        Prescribed Fire is an Emergency

        From eXtension Professional Development Sessions. Published on Mar 19, 2019.

        • Every year over 600,000 Americans over 70 years old stop driving. 
        • In 1970, blue-collar jobs were 31.2% of total nonfarm employment. By 2016, their share had fallen to 13.6%. 
        • The number of days reaching "Unhealthy for Sensitive Groups" Level or Above on the Air Quality Index (Among 35 Major U.S. Cities for Ozone and PM2.5 Combined) is down 65% since 1999.

        What does any of this have to do with prescribed fire implementation? Join us for an interactive webinar that explores how systems level trends impact the way we manage fire in unexpected ways. Hear why cutting trees in over stocked forests does far less than you might think to increase a community’s resilience to catastrophic fire; how the public framing of the “wildfire crisis” creates narratives that negatively impacts fire management; and how the unintended consequences of policy and demographics muzzle the most important ecological disturbance in almost 80% of America’s landscapes. The webinar will address both opinions and opportunities for re-creation of a restoration economy and fire’s New Deal.

        Dave has spent 20 years in Fire Management. He has worked as a suppression firefighter with extensive experience in Colorado’s Front Range and it’s recent history of catastrophic fires. He has had a diverse career, from running Daylight Again Restoration Forestry, which used draft horses as the motive power source to serving on Type 2 and 3 Incident Management Teams. A qualified Burn Boss and Incident Commander, Dave now focuses on workforce development and social justice issues to increase the pace and scale of prescribed fire implementation.

        This webinar is co-sponsored by the Southern Rockies Fire Science Network.

        Location: https://extension.zoom.us/j/551754990 Session Start: 2019-03-07T12:00:00-07:00 Session Length: 60 minutes Recording: https://youtu.be/Yj-SjhdqPlI
        at 2019-03-07T12:00:00-07:00

        Three Options for Cleaning Barn Exhaust Air

        From eXtension Professional Development Sessions. Published on Mar 19, 2019.

        Reducing aerial emissions and improving air quality is a common goal in the livestock and poultry industries. This webinar will present three approaches to reducing aerial emissions from barn exhaust air, using combinations of wet scrubbing, electrostatic precipitation, filtration and enhanced dispersion. The efficacy of an odor removal system using electrostatic particle ionization and a geotextile fence was evaluate at commercial swine production building in Iowa with the system showing removal of both odor and particulate. While wet-scrubbers have been used for years for emission control, these systems are typically expensive. A low-cost version, using a trickling water curtain as the wet scrubber was developed to provide a lower cost option. The webinar will describe the approaches, and highlight research conducted at production-scale barns.

        An application for continuing education credit for Certified Crop Advisors (CCAs) and members of the American Registry of Professional Animal Scientists (ARPAS) will be submitted.
        Presenters for this webinar include:
        • Dan Andersen, Iowa State University
        • Sanjay Shah, North Carolina State University
        • Erin Cortus, University of Minnesota (Moderator)
        Handouts (PDF format) will be available the day of the webinar at the live webinar information page.

        Find out more about this webinar or future webinars by the Livestock and Poultry Environmental Learning Community (LPELC).




        Location: https://unl.zoom.us/webinar/register/WN_grufc-kGRR6kAY4R63nE0g Session Start: 2019-03-29T13:30:00-05:00 Session Length: 70 minutes
        at 2019-03-29T13:30:00-05:00

        All New Look, All New Data: Land-grant Impacts Database | by Scott Cummings

        From eXtension Professional Development Sessions. Published on Mar 19, 2019.

        Check out the Land-grant Impacts Database or public website and (https://landgrantimpacts.org/) you will see big changes. The site has a fresh new look, better tools and search capabilities, integrated peer review, and more prominently displayed impact stories. All new statements submitted to the database will now undergo peer review before being made public on the site. This new layer of review will insure the highest quality information is being displayed. Statements from the past three years will be archived and available, but not displayed on the public site. This session will discuss the site, how it is used, and how to use the site. Location: https://msu.zoom.us/webinar/register/WN_crDUt3dZQ72DVwRp_BBtfA Session Start: 2019-03-26T10:00:00-04:00 Session Length: 60 minutes at 2019-03-26T10:00:00-04:00

        Alternative Sources of Credit

        From eXtension Professional Development Sessions. Published on Mar 18, 2019.

        One of the every-changing facets of the financial industry is the availability of credit. The technology world has expanded the opportunities for consumers and they need to be able to make informed decisions when choosing a lender. This webinar will provide updates and information on the current alternative sources, benefits and costs of credit. Participants will also learn how to determine if a lending sources is a reputable one and be able to recognize deceptive marketing strategies.

        Dr. Ann Berry has been an Extension educator for over 30 years serving in Louisiana and Tennessee as a youth educator and adult educator. She has been with the University of Tennessee since 2006 and is a Professor and Consumer Economics Specialist. Her program leadership includes personal finance training for teachers, home buyer education, and consumer education programs for senior adults. Under her leadership and direction, over 2000 teachers have been trained since 2007 to teach personal finance in high school. She also coordinates the Homebuyer Education Program in partnership with the Tennessee Housing Development Agency (THDA).

        She has served as the Secretary for JCEP, the Joint Council for Extension Professionals and the National President of ESP, Epsilon Sigma Phi.  She received her PhD in Human Resource Development/Adult Education from LSU. She has BS and MS degrees in Home Economics from LSU and an MBA from Northeast Louisiana University. She is also a Registered Financial Gerontologist.

        Location: https://uaex.zoom.us/webinar/register/WN_Bof1LPm6R0uBybC482c1yQ Session Start: 2019-03-27T12:30:00-04:00 Session Length: 60 minutes
        at 2019-03-27T12:30:00-04:00

        Money Smart Week - YouTube Live and Twitter Chat Celebration!

        From eXtension Professional Development Sessions. Published on Mar 18, 2019.

        Our guests for the discussion on the YouTube Live (video chat) include Dr. Barbara O’Neill, CFP® (Rutgers University), Dr. Laura Hendrix (University of Arkansas), Jinnifer Ortquist (Michigan State University), Dr. Lorna Saboe-Wounded Head (South Dakota State University), Jesse Ketterman (University of Maryland) and Sasha Grabenstetter (University of Illinois), who will moderate the online video panel.

        General Instructions:

        • Log in to Tchat.io (http://www.tchat.io/) at 3pm EST on Tuesday, April 2, 2019
        • Insert #eXASchat into the textbox that pops up so you can tweet easily and view the live Twitter stream
        • Create valuable content by answering questions about saving money

        Questions That We Will Discuss:

        Q1.       What does it mean to be “money smart”?

        Q2.       What is the first step that someone should take to become smarter about money?

        Q3.       What are some barriers to being “money smart”?

        Q4.       How can children and youth be money smart?

        Q5.       How do you personally increase your “money smartness”?

        Q6.       What are some free “money smart” apps you like to use?

        Q7.       What is your proudest money smart moment?

        Q8.       What or who is your #1 personal finance information resource?

        Q9.       How do you learn about being money smart best? (Website, podcast, YouTube video?)

        Q10.   What is your best “money smart” mantra?

        Location: https://www.youtube.com/watch?v=FPBQz1lcBUI Session Start: 2019-04-02T15:00:00-04:00 Session Length: 60 minutes
        at 2019-04-02T15:00:00-04:00

        Demystifying Grafted Tomatoes: The Why & How for Gardeners

        From eXtension Professional Development Sessions. Published on Mar 16, 2019.

        This webinar is part of the 2019 series of Advanced Training Webinars for Master Gardeners sponsored by Oregon State University Extension. 

        Curious about grafted vegetables being sold in plant catalogs and garden centers? Join Dr. Cary Rivard, Vegetable Extension Specialist from Kansas State University, to learn more about why and how to graft tomato plants. This presentation will cover a brief history of grafting vegetable plants and the potential benefits of grafting to reduce environmental stress and disease issues. Then he'll share a step-by-step of the grafting process specifically for tomatoes including planting timing, grafting techniques and tips, how to use 'healing chambers', etc.. The session will be followed by a Q&A session and include resources for further learning.

        Photo credit: Sterling College (CC BY 2.0) https://flic.kr/p/rLp78G
        Location: https://zoom.us/webinar/register/WN_9CRnZBz2S6WY-HAnVr9Riw Session Start: 2019-03-15T11:00:00-07:00 Session Length: 60 minutes Recording: https://youtu.be/NWYgvyC5WDo
        at 2019-03-15T11:00:00-07:00
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