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Time vs. Money Which statement is true of you? Mark with an "X."
Think about the items you marked and the ones you did not mark. These are time-saving strategies, and some may work for you. |
Meal planning and advance food preparation can save you time and money. Find a block of time when you can make a few recipes at once and then freeze them for a later date. Invite your family to help. When you're in a time crunch, allow the dish to thaw in the refrigerator for the day. Reheat in a microwave, add a side salad and dinner is ready.
Example 1: Make extra chili on Monday for "planned-overs" on Wednesday. Use the rest of the chili to:
Example 2: Use a slow cooker to simmer your evening meal to perfection while you are at work or busy doing other things. Mix planned-over beef or chicken, vegetables and broth in your slow cooker before you leave in morning; set on low. Serve with bread, crackers and fruit for a hearty evening meal.
With busy lifestyles, sometimes grabbing a meal on the go is unavoidable. Eating out can be an occasional treat that does not have to break your budget. Consider these tips:
Some foods prepared with less fat are considered a healthier option when eating out. Try to choose items that are baked, broiled, grilled, roasted, poached, steamed or blackened. Limit fried, braised, basted, creamed, scalloped, au-gratin, sauteed or stuffed and any foods marinated in oil.
For a healthful twist on restaurant-style foods, try the recipes for "Oven Fries" and "Crispy Baked Chicken' included in this publication.
If you bring food along, be sure to keep perishable foods, such as meat sandwiches, milk and cut-up fruit, cold. Use insulated lunch boxes and bags with frozen gel packs or frozen juice boxes.
You can find the latest nutrition recommendations at www.MyPyramid.gov.
Each person has different needs based on gender, age and level of physical activity. Learn what each of your family members needs at his or her particular calorie levels by visiting the Web site or contacting your local Extension agent for "Ballpark Estimate" handouts for different age groups. The Ballpark Estimates are available online, too, at www.ext.nodak.edu/food/mypyramid/ (click on Other MyPyramid Handouts).
The MyPyramid food plan uses cups and ounces instead of "servings" and calls them "equivalents." These are some of the equivalents for the food groups:
Grain Group 1 slice of bread
1 cup ready-to-eat cereal
1/2 c. cooked rice, pasta or cooked cereal1 ounce Vegetable Group 1 cup raw or cooked vegetables or vegetable juice, 2 cups raw leafy greens 1 cup Fruit Group 1 cup 100% fruit juice, 1 cup fruit, 1/2 cup dried fruit 1 cup Milk Group 1 cup milk or yogurt, 1 1/2 ounces natural cheese, 2 ounces processed cheese 1 cup Meat and Beans Group 1 egg; 1 ounce meat, poultry or fish; 1/4 cup cooked dry beans; 1 tablespoon peanut butter; 1/2 ounce nuts or seeds 1 ounce
Size up your portions with these visual clues. As shown, one-half of a baseball is the same size as 1/2 cup mashed potatoes.
Example:
MyPyramid Plan and three-day menu plan
for a 14-year-old female who gets less than 30 minutes of physical activity per day*

MyPyramid Plan*
Grains ......... 6 ounces
Vegetables ......... 2.5 cups
Fruit ......... 1.5 cups
Milk ......... 3 cups
Meat and Beans ......... 5 ounces
| Meal 1 | Meal 2 | Meal 3 | Snack | |
| Day 1 | 1 c. oatmeal 1/2 English muffin with 1 Tbsp. peanut butter 1/2 c. orange slices 1 c. nonfat milk |
Tuna Salad Sandwich* (2 slices whole-wheat bread, 1/4 c. tuna salad) 1/2 c. carrots 1 Tbsp. low-fat ranch 1 c. nonfat milk |
1 serving Oven-fried Chicken* 1 c. Oven Fries* 1/2 c. steamed broccoli 1 dinner roll 1 c. nonfat milk |
1 medium banana |
| Day 2 | 3/4 c. Yogurt Fruit Crunch* 1 slice whole-wheat toast 1 Tbsp. peanut butter 1/2 c. orange juice 1 c. nonfat milk |
3 oz. chicken (leftover) on
whole-wheat bun with lettuce and tomato 1/2 c. Potato Salad* 1/2 c. celery sticks 1 c. nonfat milk |
1 c. Chili* 1 c. tossed salad 2 Tbsp. low-fat ranch 8 saltine crackers 1 c. apple wedges 1 c. nonfat milk |
1 c. cereal 1/2 c. nonfat milk |
| Day 3 | 1 hard-cooked egg 2 slices whole-wheat toast 1 tsp. soft margarine 1/2 c. orange juice 1 c. nonfat milk |
1 1/2 c. vegetable beef soup 8 saltine crackers and 1 oz. cheese 1/2 c. carrots and celery 1 nonfat milk |
1 broiled or grilled 3-oz. hamburger patty 1 Tbsp. ketchup 1/2 c. mashed potatoes 1 tsp. soft margarine 1/2 c. green beans 1 dinner roll 1 c. canned pears 1 c. nonfat milk |
2 c. popcorn |
| * indicates recipe is included | ||||
| Meal 1 | Meal 2 | Meal 3 | Snack | |
| Day 1 | Oatmeal English muffin Orange slices Nonfat milk |
Tuna Salad Sandwich* Carrot sticks Tomato juice Nonfat milk |
Oven-fried Chicken* Oven Fries* Steamed broccoli Dinner roll Nonfat milk |
Banana |
| Day 2 | Yogurt Fruit Crunch* Whole-wheat toast with peanut butter Orange juice Nonfat milk |
Chicken (planned-over) on whole-wheat bun with lettuce and tomato Potato Salad* Celery sticks Nonfat milk |
Chili* Tossed salad Crackers Apple wedges Nonfat milk |
Cereal with nonfat milk |
| Day 3 | Hard-cooked egg Whole-wheat bagel with jam Orange juice Nonfat milk |
Vegetable beef soup (canned) Crackers and cheese Nonfat milk |
Broiled/grilled hamburger patties Mashed potatoes Green beans Dinner roll Canned pears Nonfat milk |
Popcorn |
| Day 4 | Ready-to-eat cereal Whole-wheat English muffin Orange slices Nonfat milk |
Tomato juice Egg Salad Sandwich* Raw veggies with dip Nonfat milk |
Spicy Baked Fish* Peas and carrots Wild rice blend Nonfat milk |
Graham cracker with peanut butter |
| Day 5 | Pancakes with
"lite" syrup Orange juice Nonfat milk |
Tacos* Refried beans (canned) Apple slices with cinnamon Nonfat milk |
Cheeseburger Loaf* Baked potato Coleslaw* Bread Nonfat milk |
Celery and carrot sticks with low-fat ranch
dressing |
| Day 6 | Ready-to-eat cereal Whole-wheat toast Banana Nonfat milk |
Bean soup (canned) Meatloaf sandwich (planned-over) Coleslaw* (planned-over) Nonfat milk |
Homemade Pizza* Carrot sticks Canned pears Nonfat milk |
Fruitsicle* (orange) |
| Day 7 | Oatmeal with raisins Whole-wheat toast Orange slices Nonfat milk |
Pizza (planned-over) Tossed salad Apple slices Nonfat milk |
Beef and Cabbage Casserole* Green beans Bread Nonfat milk |
Sugar and Spice Snack Mix* |
| Menus adapted from publications by Cynthia Gardner, former NDSU Student Dietitian, and Suzanne Fundingsland, former Nutrition Specialist, NDSU | ||||
tsp. = teaspoon
Tbsp. = tablespoon
c. = cup
oz. = ounce
pkg. = package
g = grams
mg = milligrams
lb. = pound
Equipment you will need
- cutting board
- measuring cup
- sharp knife
- measuring spoons
- baking dish
- tongs or fork
- plastic bag
Ingredients
2 tsp. margarine or butter
2/3 c. Master Mix**
1 1/2 tsp. paprika, if desired
1/2 tsp. salt
1/4 tsp. pepper
3 lb. chickenCut the chicken into serving-sized pieces and take off the skin. Heat the oven to 425 degrees. Melt the margarine in the baking dish in the oven. Mix the Master Mix, paprika, salt and pepper in the plastic bag. Add the chicken pieces and shake. Put the chicken in the baking dish. Bake for 35 minutes, then turn the chicken over and bake 15 minutes more (50 minutes total).
Serves six. Per serving: 330 calories, 10 g carbohydrate, 9 g fat, 0 g fiber and 530 mg sodium
Equipment you will need
- cutting board
- small sharp knife
- baking dish
- small pan
- mixing spoon
- cheese grater
Ingredients
1 lb. frozen cod fillets, without skin
vegetable oil
1/4 c. chopped onion
1/4 c. chopped green pepper
1 c. (8-oz. can) chopped tomatoes
1/8 tsp. pepper
1/2 tsp. oregano
1 c. grated cheese, if you likeThaw frozen fish in the refrigerator. Cut fish into six servings. Oil baking dish and spread fish in dish. Bake fish in 350-degree oven for 20 minutes. While fish is baking, chop the onion and green pepper. Cook the onion and green pepper in a small pan in a little water for three minutes. Add tomatoes and spices. Cook on stovetop for 10 minutes to blend flavors. When fish is done, pour liquid off. Pour vegetable sauce over fish. Bake 10 minutes. Grate cheese and put over fish. Bake two or three minutes to melt cheese.
Serves six. Per serving: 150 calories, 2 g carbohydrate, 7 g fat, 1 g fiber and 250 mg sodium
Equipment you will need
- small mixing bowl
- mixing or serving spoon
- 4 small serving dishes
- measuring cup
Ingredients
2 c. low-fat yogurt (plain or vanilla)
1 c. fruit, fresh (1 banana) or canned in light syrup (drained)
1 c. dry cereal, crunchyDrain fruit if using canned fruit or cut up the fresh fruit. Mix the yogurt and fruit together in a mixing bowl. Spoon the mixture into small serving dishes. Sprinkle 1/4 cup cereal on top of each serving.
Serves four. Per serving: 170 calories, 33 g carbohydrate, 1.5 g fat, 1 g fiber and 135 mg sodium
Equipment you will need
- frying pan
- measuring cup
- can opener
- cooking spoon
Ingredients
1 lb. ground turkey or beef
1 (5 oz.) package macaroni
1 (1 oz.) package dried onion soup mix
1 (15 oz.) can kidney beans
1 (15 oz.) can corn
1 (10 1/2 oz.) can tomato soup or 1 (8 oz.) can tomato sauce plus 1 can water
2 c. waterBrown ground turkey or beef in a frying pan. Drain fat. Add the other ingredients, plus 2 cups water. Cook at a low heat for 10 minutes or until the macaroni is cooked and all the liquid is gone.
Serves six. Per serving: 340 calories, 48 g carbohydrate, 3 g fat, 9 g fiber and 430 mg sodium
Developed by the dietetic students at the College of St. Benedict and St. John's University, Minnesota.
Equipment you will need
- measuring cups
- measuring spoons
- large mixing bowl
- pastry blender or fork or 2 knives
- mixing spoon
- storage containers
Ingredients
9 c. flour
1/3 c. baking powder
1 Tbsp. salt
2 tsp. cream of tartar
4 Tbsp. sugar
1 c. nonfat dry milk powder
1 c. vegetable oilMeasure flour, baking powder, salt, cream of tartar, sugar and dry milk into mixing bowl. Stir with a spoon to mix well. Measure and add oil. Blend the oil into the dry mix using the pastry blender, the fork or the knives. The mix should look like coarse cornmeal. Store the mix in covered plastic or glass storage containers in the refrigerator.
To use the Master Mix in a recipe, stir the mix in the container, then spoon it carefully into a cup and level it off with a knife.
Makes 11 cups. Use in recipes similar to commercial baking mix.
Ask your local Extension Service office for more recipes featuring "Master Mix."
Equipment you will need
- cookie sheet or pizza pan
- frying pan
- measuring spoons
- measuring cup
- mixing bowl
- mixing spoon
- can opener
- cheese grater
- cooking spoon
Ingredients
Nonstick cooking spray or vegetable oil
1/2 lb. ground beef
1 tsp. oregano
2 c. Master Mix**
1/2 c. low-fat milk
flour
1 (10 oz.) can pizza sauce
1 c. chopped vegetables of choice, such as green pepper, onion, tomatoes
1 can (8 oz.) mushrooms, drained
1/2 c. grated mozzarella cheeseHeat oven to 450 degrees. Spray with nonstick cooking spray or lightly oil cookie sheet. Brown the ground beef in the frying pan and drain the fat. Add oregano and mix well. Let sit. Measure Master Mix and milk into a bowl. Mix lightly to make a dough. Spread flour on the counter. Dump dough onto flour and knead six times. Pat half of dough to fit size of cookie or pizza pan. Move dough to lightly oiled cookie sheet. Pinch the edges of the dough to make a rim. Spread pizza sauce on the dough. Cover with half the ground beef, assorted toppings and grated cheese. Bake at 450 degrees for 15 or 20 minutes. Repeat with second half of dough.
Serves eight. Per serving: 245 calories, 30 g carbohydrate, 8 g fat, 3 g fiber and 770 mg sodium
Note: This recipe makes two pizzas, so you will have "planned-overs" for lunch, too.
Equipment you will need
- small pan
- measuring cup
- small bowl
- mixing spoon
- small sharp knife
- cutting board
Ingredients
4 hard-cooked eggs
1 stalk celery, chopped
1/4 c. mayonnaise*
8 slices whole-wheat bread
tomato slices and lettuce leaves, if desiredPut eggs in pan. Cover with cold water. Put pan on the stove and heat until the water starts to boil. Take pan of eggs off the stove, cover the pan and let it stand for 15 minutes. Wash and chop the celery and put in small bowl. When eggs have stood for 15 minutes, pour cold water over them. Take out of water and peel the eggs. Cut eggs on cutting board and put in bowl. Measure and add mayonnaise and mix well. Place four slices of bread on cutting board. Put one-quarter of egg mix on each slice. Spread egg mix over bread, top with tomato slices and lettuce, and put another slice of bread on top. Cut sandwiches in half and serve.
Serves four. Per serving: 230 calories, 26 g carbohydrate, 8 g fat, 4 g fiber and 410 mg sodium
Equipment you will need
- cutting board
- small sharp knife
- frying pan
- measuring spoon
- measuring cup
- can opener
- mixing bowl or large measuring cup
- covered casserole dish
Ingredients
1/2 lb. ground beef
1/2 c. chopped onion
pepper
1 tsp. chili powder
1/2 c. uncooked rice
1 small head cabbage, sliced thin (about 2 c.)
1 (15 oz.) can tomato soup, mixed with 1 can waterBrown meat in the frying pan and pour off the fat. Chop onion and add to meat. Add pepper and chili powder and mix well. Slice about one-half a head of cabbage into thin strips. Place half of the cooked ground beef in the bottom of a casserole dish. Spoon half the uncooked rice and half the cabbage over the meat. Repeat the meat, rice and cabbage layers. Mix the soup and water in a bowl. Pour soup over the top of the casserole. Cover and bake for one hour at 350 degrees.
Serves four. Per serving: 220 calories, 33 g carbohydrate, 3.5 g fat, 6 g fiber and 340 mg sodium
Equipment you will need
- mixing bowl
- mixing spoon
- airtight container or resealable bagsIngredients
3 c. toasted oat squares cereal
3 c. small pretzel twists
2 Tbsp. margarine, melted
1 Tbsp. firmly packed brown sugar
1/2 tsp. ground cinnamon
1 c. raisins or dried fruit of choicePreheat oven to 325 F. In a large plastic bag with a tight seal, combine oat squares and pretzels. In a small bowl, stir together melted margarine, brown sugar and cinnamon. Pour over cereal mixture. Seal bag and gently shake mixture until well coated. Transfer to a baking sheet. Bake, uncovered, for 25 minutes, stirring once or twice. Spread mixture onto paper towels to cool. Add dried fruit and stir to mix. Store at room temperature for up to two weeks.
Serves 14. Per serving: 130 calories, 25 g carbohydrate, 3 g fat, 1 g fiber and 240 mg sodium.
Ingredients
4 medium potatoes
1 Tbsp. vegetable oil, such as canola oil or sunflower oil
paprika (optional)
grated Parmesan cheese (optional)Wash potatoes, but don't peel. Slice into 1/2-inch-thick strips. Blot dry with paper towels; toss potatoes with oil in a bowl until coated. Sprinkle with paprika if desired. Spread on baking sheet and bake at 425 degrees for 20 to 25 minutes. Toss with Parmesan cheese (optional).
Serves eight. Per serving: 195 calories, 36 g carbohydrate, 3.5 g fat, 3.5 g fiber and 110 mg sodium
Equipment you will need
- cutting board
- small sharp knife
- frying pan
- can opener
- mixing spoon
Ingredients
1/2 c. chopped onion
1/2 lb. ground beef
2 tsp. chili powder
pepper
1 can (16 oz. or 2 c.) tomatoes, plain or stewed
1 can (8 oz. or 1 c.) tomato sauce
1 can (15 oz. or 2 c.) kidney beans, undrainedChop the onion. Brown the ground beef and onion in a large frying pan. Pour off the fat. Stir in the rest of the food. Heat for 10 minutes and serve.
Serves four. Per serving: 240 calories, 32 g carbohydrate, 3 g fat, 12 g fiber and 610 mg sodium
Equipment you will need
- sharp knife
- cutting board
- frying pan
- can opener
- cooking spoon
- fork, potato masher or blender
Ingredients
1/2 lb. ground beef
1 (16 oz.) cans kidney, pinto or red beans
1 onion, chopped
1 pkg. taco seasoning or
1 Tbsp. chili powder
grated cheese
chopped lettuce
chopped tomatoes
8 soft tortillas (corn or flour)
salsaChop onion. Brown onion and ground beef in frying pan. Pour off the fat. Drain one can beans and mash with a fork or potato masher, or blend in a blender. Drain other can of beans and add it and mashed beans to ground beef. Mix well. Fill warm, soft tortillas with ground beef and beans, grated cheese, lettuce and tomatoes. Serve with salsa.
Serves four. Per serving: 520 calories, 61 g carbohydrate, 17 g fat, 14 g fiber and 610 mg sodium
Equipment you will need
- cutting board
- can opener
- small sharp knife
- small bowl
- measuring cup
- mixing spoon
Ingredients
1 (7 oz.) can tuna
1 stalk celery, chopped
1/4 c. mayonnaise*
8 slices whole-wheat breadOpen tuna can and drain tuna. Put tuna in small bowl. Wash and chop celery on cutting board. Measure 1/4 cup mayonnaise. Add celery and mayonnaise to tuna in bowl. Mix well. Place four slices of bread on cutting board. Put one-quarter of tuna mix on each slice. Spread tuna over bread and put another slice of bread on top. Cut sandwiches in half and serve.
Serves four. Per serving: 210 calories, 25 g carbohydrate, 3 g fat, 4 g fiber and 520 mg sodium
*To cut calories and fat, use nonfat or low-fat mayonnaise, or use half nonfat yogurt.
Equipment you will need
- mixing bowl
- measuring cup
- cutting board
- small sharp knife
- cheese grater
- baking dish or loaf pan
Ingredients
1 egg
1/3 c. low-fat milk
2 slices bread, torn into small pieces
1/4 c. chopped onion
3/4 lb. ground beef
1 c. grated cheddar cheeseBeat egg in mixing bowl. Add milk and bread pieces and let soak a few minutes. Chop onion and grate cheese. Add to mixing bowl. Mix in ground beef. Shape into a loaf and put in baking dish. Bake at 350 degrees for one hour.
Serves seven. Per serving: 160 calories, 5 g carbohydrate, 8 g fat, 1 g fiber and 170 mg sodium
Quick tip: Buying a block of cheese and grating your own can save you money. Compare the unit prices of block cheese and grated cheese.
Equipment you will need
- peeler
- scrub brush
- small sharp knife
- cutting board
- 2 covered pans
- medium mixing bowl
- measuring cups
- measuring spoons
- mixing spoon
Ingredients
4 medium potatoes
2 hard-cooked eggs
1 stalk chopped celery
1/4 finely chopped onion
1 tsp. prepared mustard
2 tsp. sugar
2 tsp. vinegar
3/4 c. mayonnaise (use part yogurt to cut calories)
1/2 tsp. salt
pepperWash, scrub and peel potatoes. Cut into 1/2-inch cubes. Put potatoes in covered pan in 1 inch of water and cook until potatoes are tender (10 to 15 minutes). Put the two eggs in another pan and cover with 1 inch of cold water. Bring to a boil on the stove, remove from the burner and let sit for 10 minutes. Mix all the other ingredients together in a mixing bowl. When eggs are cooked, peel and cut them. Drain potatoes. Add eggs and potatoes to everything in the mixing bowl. Mix well. Refrigerate two hours or overnight to let flavors blend.
Serves four. Per serving: 360 calories, 72 g carbohydrate, 4.5 g fat, 8 g fiber and 450 mg sodium
Equipment you will need
- small paper cups
- Popsicle sticks or plastic spoonsIngredients
Fruit juice of your choice
(1/2 c. for each fruitsicle) -- use apple, orange, or grapePour juice into the paper cups. Add a Popsicle stick or plastic spoon. The stick can be at an angle. Put filled cups in freezer to freeze juice. Tear off paper cup when you are ready to eat the fruitsicle.
Per fruitsicle: 60 calories, 15 g carbohydrate, 0 g fat, 0 g fiber and 5 mg sodium
Check the following if you use the tip or plan to use it.
| Currently use |
Plan to use |
Not applicable |
|
| Spend about 30 minutes planning your weekly menus. Use the sale ads and write a shopping list. Keep the list in a handy spot. | |||
| Avoid shopping when you're hungry or tired. Almost everything looks tasty when you're hungry. If you're tired, you may be likely to grab convenience foods, which cost more and often are less nutritious. | |||
| Avoid using a credit card for food purchases unless you intend to pay off the balance each month. You may end up adding credit card interest rates onto the food cost. | |||
| Shop in one or two stores. Consider your gas, too. If you drive to several stores for special deals, it may not be a "deal." | |||
| Be familiar with the store layout. Only go down the aisles that include items on your list. | |||
| For quick shopping trips, shop the perimeter of the store. Most staples, such as milk, fresh produce and bread, are around the perimeter. | |||
| Compare store brands with national brands and choose the one with the lower price. Most store brands are similar in quality to name brands, but lower in price. | |||
| Clip coupons, but only for the things you need. Some stores double the value of coupons to a certain point. | |||
| Compare price using "unit prices." The unit pricing on the front edge of shelving helps you know quickly whether the regular-priced super-sized package is a better deal than the sale-priced regular-sized package. | |||
| Check your receipt and change. Although mistakes are not intentional, they can happen. Look carefully at your receipt to be sure you received the sale price. |
My Goal
Date |
This material was funded by the U.S. Department of Agriculture's Supplemental Food Assistance Program (SNAP). SNAP provides nutrition assistance to people with a low income. It can help you buy nutritious foods for a better diet. To find out more, contact your county social services office.
The NDSU Extension Service does not endorse commercial products or companies even though reference may be made to tradenames, trademarks or service names. This publication may be copied for noncommercial, educational purposes in its entirety with no changes. Requests to use any portion of the document (including text, graphics or photos) should be sent to NDSU.permission@ndsu.edu. Include exactly what is requested for use and how it will be used.
FN1387, August 2008
County Commissions, North Dakota State University and U.S. Department of Agriculture cooperating. North Dakota State University does not discriminate on the basis of age, color, disability, gender expression/identity, genetic information, marital status, national origin, public assistance status, sex, sexual orientation, status as a U.S. veteran, race or religion. Direct inquiries to the Vice President for Equity, Diversity and Global Outreach, 205 Old Main, (701) 231-7708. This publication will be made available in alternative formats for people with disabilities upon request, 701 231-7881.