Money
Family Money Manager - FE222
Money is an often-discussed topic in most families, usually centering on, “Where did it go?” More money usually is not the answer for solving financial concerns for most families. Instead, developing a plan for better money management will help most families feel more satisfied with their income and their progress toward goals.
Pinchin' Pennie$ in the Kitchen: 7 Steps to Creating a Soup - FN1648
A steaming bowl of soup is a hearty, healthful meal. You can use food from your pantry, freezer or leftovers from your refrigerator to make a tasty soup in about 30 minutes following these easy steps. Each pot of soup serves about four adults. The nutritional value varies depending on the ingredients you choose.
Taking Charge of Family Finances: Farm Family Living Trends in North Dakota - FE453
The North Dakota Department of Career and Technical Education operates a statewide adult Farm Business Management Education program. Participants in the program maintain detailed farm records, and many include detailed family living expenses. The following observations are derived from a multiyear analysis of the family living expenditures.
Tips for Saving Energy and Money for Renters - AE1520
Finding ways to reduce energy use in a rented house or apartment may not seem easy. Here are a few simple things that can make a big difference to increase your comfort and reduce your energy bills if you rent.
Who Gets Grandma's Yellow Pie Plate - FE1521
The transfer of nontitled property, such as photographs and other family heirlooms, often creates more challenges among family members than the transfer of titled property.
Shopping For a New or Reduced-term Mortgage - FE242
By knowing what to look for and shopping around, you can save thousands of dollars in closing costs and interest payments during the life of your housing loan or mortgage. This publication will help with ideas on making housing decisions.
Smart About Money: Cars - FE1599
Except for housing, most families spend more on transportation than on any other expense category. This publication can help you make wise decisions and learn ways to trim the cost of owning a car.
Small Business Myths and Realities - EC1590
Interested in starting your own business? To help make your decision, listen and gather information from a variety of sources. As you look at the information, you will find inconsistencies, plus some claims seem too good to be true. So what is fact and what is a myth? The following provides information about the realities of some of the more common entrepreneurial claims.
Healthy, Wealthy and Whys - FE1329
This publication provides strategies to improve your health and savings.
Flood Recovery Checklists - DE1519
Recovering from a flood can be an overwhelming task, but this information from the NDSU Extension Service can help.
Estate Planning in North Dakota: The Basics Gifts Life Insurance and Annuities - FE555
A individual may accumulate a variety of properties during a lifetime. Three estate planning tools discussed here are gifts, life insurance and annuities.
Estate Planning in North Dakota: The Basics Trusts - FE554
A trust is an arrangement whereby someone holds legal title to and manages property for the benefit of someone else. The different types of trusts, provisions and other information is discussed in this publication.
Estate Planning in North Dakota: The Basics Gift and Estate Taxes - FE552
This publication answers questions by introducing the basics of federal estate and gift taxes.
Making Ends Meet in North Dakota - FE577
Welfare reform has mandated the dual challenges of moving recipients off public assistance into employment and limiting access to public assistance for a lifetime total of only 60 months.
Business Startup The 5 (+1) Most Frequently Asked Questions - EC1517
Potential new business owners have lots of questions about starting a business that cover a variety of areas. Yet of all these inquiries, six questions commonly are asked. This publication offers answers to those questions that potential business owners usually ask.
Custom Farm Work Rates on North Dakota Farms, 2010, by North Dakota Farming Regions - EC499
The rates in this publication are used as a guide in establishing rates for custom work, comparing ownership or leasing costs with custom work, settling accounts when two or more people exchange work.
Estate Planning in North Dakota: The Basics Wills and Probate - FE553
Although most North Dakotans are quite conscientious about their property while living, some of these same thoughtful people make no provisions for its management and disposition after their deaths. This publication explains the probate process, what a will is, how it is made and additional information on advance directives.
Estate Planning in North Dakota: The Basics Getting Started - FE551
People spend a lifetime working and building an estate (resources) to carry them through their retirement years. To Many "estate planning" sounds like something for the rich. Yet few families today can do without it. The publications helps you to take the steps to get started in your planning.
My Holiday Spending Plan - FE1512
Use this form to estimate the costs likely to have, then list the actual expenditures as you shop with a dollar limit in mind. The goal is not to be overwhelmed with bills in January.
Using a Check Register to Track Your Expenses - FE470
Discovering where your dollars go is the first step in becoming a more effective financial manager. This publication describes a management technique that shows exactly how much you have spent or have left to spend for each designated expense category.
