Tough Times

Steps to Economic Security in Difficult Times

1. Live Within Your Means
2. Pay Yourself First
3. Take Care of Your Resources
4. Insure Your Good Name
5. Protect Your Privacy
6. Remember What Matters
   

Managing Money in Tough Times Series

• Accepting Your Feelings
• Adult Children Moving Home
• Building an Emergency Fund
• Controlling Spending
• Coping With Stress
• Debt Management in Tough Times
• Deciding Which Bills to Pay First
• Doing Things Together as a Family for Less
• Freeing Up Money from Services
• Having a Spending Plan is Critical
• Keep Lines of Communication Open
• Keeping a Roof Overhead
• Making Extra Money
• Making the Most of What You Have
• Managing Stress
• Meeting Your Insurance Needs
• Saving Money at the Gas Pump
• Sizing Up Your Financial Situation
• Stretch Your Food Dollar: Keep Food Safe
• Stretch Your Food Dollars at Home
• Stretch Your Grocery Dollars
• Stretching Your Food Dollar
• Teaching Children Coping Skills
• Things You Can Do When Money Is Short
• Tips for Teens: How to Contribute to Family Needs During Tough Times
• What are Your Resources?
• What is Your Net Worth?
• When Prices Rise: Living on Your Income
• Working Teens as Contributors to the Family
  

Additional Resources

• Families Can Survive and Thrive in Difficult Economic Times
• Family Money Manager
• Credit- Using it Wisely
• When Prices Rise – Living on Your Income
• Communicating About Money and Money Issues
• No-cost, Low-cost Home Energy Savings Tips
• What to Do When Your Income Drops
• eXtension: Financial Security for All

You may also search the database of nearly 1200 Frequently Asked Questions at
http://www.extension.org/personal%20finance/faqs.
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