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Keep Holiday Spending Under Control

Christmas shoppingDon't let your holiday spending put your budget in the red. Before you go shopping, decide how much you will spend and stick to it. Make a list of what you plan to buy and check it often to make sure you don't buy more than you intended. Pay for gifts with cash instead of a credit card. And consider making gifts or giving a gift of service, such as baby-sitting or lawn mowing. (Photo courtesy of Flipsy)

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